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The rule would require larger payment apps to be regulated like banks. Ending this rule would be a win for Apple Pay and Google Wallet

Banks are experimenting with emerging technologies and business models to find new revenue streams. But stepping outside traditional banking molds introduces more business, reputational, and regulatory risk.

As their clients await the impacts of tariffs, banks set aside money for losses.

With new federal regulations up in the air, banks want to know whether they should still prepare for the rule鈥檚 rollout.

Learn what Chase and other digital competitors have done to outrank traditional banks.

Many large banks are watering down or removing online references to DEI in a polarized environment.

Community banks and credit unions were marked safe from the recent US regional bank collapses. But they鈥檙e still contending with unprecedented interest rates, an aging customer base, and disappointing core banking technology.

Consumer banking will evolve from a product-centric model to a customer-centric one over the next few years. This will require significant changes to 产补苍办蝉鈥� apps, pricing structures, and customer service.

For example, many consumers don鈥檛 realize that online banks can be just as insured as traditional banks. That means banks should communicate in their marketing efforts that customer deposits are federally insured up to the same limits. Online banks should also lean into their digital strength and how it bolsters security鈥攅mphasizing real-time alerts and responsive support as part of their identity.

The bank will start blocking more transactions that originate from social media

Over half (53%) of US business leaders at midsize companies identified the introduction of new products/services as their growth strategy through 2025, per a January report from J.P. Morgan.

The news: Klarna will offer unlimited 5G data, talk, and text for $40/month with coverage on AT&T鈥檚 network in the US, per a press release, with plans to expand this deal to the UK and Germany soon. Our take: Klarna鈥檚 ambitions to be a BNPL provider, a mobile phone service, a neobank, and most recently鈥攁ccording to CEO Sebastian Siemiatkowski鈥斺�渁 digital financial assistant,鈥� per CNBC, signals the company鈥檚 voracious appetite to be everything at once.

Financial institutions are vying with nonbanks for customers in a sluggish lending market. Updating their marketing, lending, and product strategies can help attract and keep customers, slowing the outflow to nonbank lenders.