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The latter also encompasses social and discretionary spending activities like messaging, social media, shopping, and ride-hailing. Pricing structures. Consumers are demanding a shift to subscription-style pricing. Current bank fees (e.g., overdraft and ATM) are hugely unpopular, putting pressure on banks to rethink their pricing structures.

Shein’s IPO delayed due to supply-chain concerns: The UK’s financial regulator is probing the retailer’s labor practices amid pushback.

Here are six charts that explore ecommerce in Europe by region, including our latest rankings of European markets by total digital sales.

Affirm launched in the UK last month. The company previously only operated in the US and Canada. The provider scored a partnership with Apple Pay, widely expanding its availability in stores as well as online. Affirm also added new BNPL options like Pay in 2 and Pay in 30, offering customers more payment flexibility.

The service could help make users feel more comfortable making payments with the digital asset

British supermarket Morrisons became the latest UK retailer to unveil its own retail media network in September. It follows similar moves by Tesco, Boots, and Sainsbury’s—heralding an acceleration of retail media in the UK. This Analyst Take will explore what’s driving the shift, as well as our predictions for the future of UK retail media networks.

Brands and retailers need to understand what customers expect from the ecommerce experience—and how to deliver on it. This infopack provides the most relevant information to help you navigate the opportunities in ecommerce.

The news: Klarna is available as a payment option on eBay across Europe, rolling out in the UK, France, Spain, Austria, Italy, and the Netherlands after a pilot in Germany, per a press release. eBay shoppers will be able to pay using Klarna’s Pay in 3, Pay in 30, or big-ticket Financing option.

Offering a seamless returns process can help merchants win repeat shoppers.

UK consumers see economic storm clouds ahead: That’s driving them to splurge on small luxuries such as high-end perfumes and cosmetics.