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They need to continue pushing the digital wallet innovation for seamless payment experiences. Recent examples include Fastlane by PayPal and Sign-in with Klarna, which allow users to check out with only one click at any of these brands鈥� merchant partners. This can reduce checkout times and increase conversion.

This bodes well for fintechs trying to build out their financial services offerings.

The BNPL provider expanded its merchant network and pushed in-store. A potential Apple Pay deal could help raise its profile

The brands built on their previous BNPL partnerships, bringing Affirm鈥檚 product to Amazon Pay to grow the buy button鈥檚 reach

It added Apple Pay as a payment option for Advanced Checkout and introduced new features to streamline customer checkout.

The transition risks alienating customers who are frustrated by the app or uncomfortable with the AI surveillance tech

The BNPL provider is taking the lead on credit reporting as the industry waits for regulatory clarity

Apple鈥檚 product strength and established wallet reach will make the solution a prime competitor in a crowded market.

Apple鈥檚 long-teased buy now, pay later service is finally here, but what can it bring to an already crowded table? Our analysts unpack who may use Apple Pay Later and evaluate five of its prerelease features to see how they stack up to consumer demand.

As the mobile wallet ecosystem matures, US proximity mobile payment engagement gains are lapping user growth.

US adults are fairly evenly split on using mobile payment apps online versus in-store鈥攅xcept with PayPal, where 36% of users use the platform online most often, compared with 29% of users who use the app in-store, according to CivicScience.

On today's episode, we discuss why brands should be thinking more about community; Apple rolling out its buy now, pay later offering; consumers' shipping priorities; H&M's new resale program; what in-store retail robots can do; facts about US national parks; and more. Tune in to the discussion with our forecasting writer Ethan Cramer-Flood, vice president of content Suzy Davidkhanian, and analyst Blake Droesch.

The partnership will give the BNPL provider a boost and help it better compete against rival Affirm

The card network is positioning itself at the forefront of the crypto payments space, centered on stablecoins

Almost everything you need is wrapped up in the Apple's digital wallet. Especially, from a payments perspective. As we said, they're not done growing and that's just one example. There's so many fintechs developing their own credit cards and savings accounts and everything that I think the options are going to be there to never establish a direct relationship. Rob Rubin:. Why do they need it?

The fintech鈥檚 push is part of a larger trend of US payment firms looking to capitalize on the massive growth opportunity in China

Gen Z is feeling squeezed: High living costs are driving Gen Zers to spend nearly twice as much as they save, which is leading them to prioritize essentials.

American Express is expanding Amex Offers, which allows advertisers to serve card holders tailored deals. The expansion comes on the heels of Chase and PayPal launching financial media networks (FMNs), a trend we expect will continue.

81% of US adult digital shoppers review return policies before making a first-time purchase, and 55% will abandon their cart if return policies aren鈥檛 convenient, per a Happy Returns report commissioned by PayPal.

Modern card issuers are turbocharging the issuer processor space by offering API-based, customizable card solutions for non-financial services companies. Mobile payment services, ecommerce marketplaces, and the gig economy are in their sights鈥攁long with $17.12 billion in issuer processing revenues.

Shoppers are relying on their smartphones more, as enhancements in mobile payments, social media checkout, and retailer apps make purchases easier than ever. This year, US shoppers will spend $558.29 billion on their mobile devices, accounting for 44.6% of overall ecommerce sales, according to our November 2023 forecast. We delve into the consumer embrace of mcommerce, unpacking three key drivers.

Budgeting concerns, high interest rates, and other factors are pushing the generation to alternatives.

A trade war with the US will hinder economic performance in Canada this year. Ad spending overall is expected to lose the momentum gained in 2024. But many digital formats will benefit from the emphasis on return on ad spending.