蘑菇AV

European Mobile Payment Systems Association (EMPSA). European Parliament. European Payments Initiative. FIS. La Retail Tech. Meta. OpinionWay. Snap Inc.

Banning Google鈥檚 search payments will threaten browser stability, push Apple to adapt, and create openings for competitors like Bing and DuckDuckGo.

In the fourth of five reports in our 鈥淧ayments Ecosystem鈥� collection, we look at what鈥檚 influencing growth across P2P, remittance, bill pay, payroll, and B2B transactions鈥攁nd what it means for payment providers.

It brought several digital payment solutions鈥攍ike facial recognition and contactless payments tech鈥攖o Qatar. Here are three opportunities in the region.

Google wants to be a retail hub: Less than a month after rolling out a rebuilt Google Shopping, the tech giant launched a host of in-store and local shopping features.

The CFPB is trying to supervise large payment apps as the lines between Big Tech and payments blur. But it鈥檚 unclear how Trump will shake up the agency

The wallet is pushing new features to help increase app engagement and maintain customer loyalty

The BNPL provider has been prepping for this for years. Its profitability push and cost-cutting initiatives should set it up for a strong listing

Square Loans, Cash App Borrow, and Afterpay were all bright spots that should yield longer-term growth

Firms must plan for regulatory changes across areas like BNPL, open banking, crypto, and credit cards

The rollout will help it keep up with Klarna, but well-established competitors in the market could limit its growth

Amazon still hasn鈥檛 figured out the right formula for physical retail: The retail giant closes three of its Amazon Go convenience stores, leaving it with just 17 nationwide.

A Trump administration could lead to sweeping changes at the agency

The agency has launched similar inquiries with other major banks. These could create reputational problems for the P2P platform

Payment providers are tapping genAI to personalize marketing offers and virtual assistants while streamlining customer checkout. These tools could help providers monetize transaction data and help merchants drive sales.

While this is a win for Klarna, merchants may not want to take on the higher transaction costs that sometimes come with BNPL plans

The company is shifting its strategies to achieve greater profitability, but investors still aren鈥檛 impressed

Proximity mobile payment transaction value is expected to grow by 21.4% in the US this year, with Starbucks鈥� app ranking as the second most-used proximity payment platform, according to 蘑菇AV鈥檚 forecast. Yet, the surge in mobile orders has also led to operational challenges.

But few do because they鈥檙e concerned about implementation costs and customer uptake