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Already, Uplift has forged a partnership with Southwest Airlines, and Affirm has teamed up with online vacation marketplace Vrbo and travel booking platform Agoda. Issuers must strike back by adapting BNPL to their credit card programs. Key Findings:. No issuer offered deferred interest and fees for six months—the top-valued feature and one that many retailer cards support.

The digitization of the store—retail’s next megatrend—will transform the shopper’s path to purchase and industry economics for retailers and brands.

Apple’s AppTrackingTransparency has helped the company affirm its position in advertising. The policy has helped Apple assert itself as a privacy-complaint ad platform as Google deprecates cookies. Google is working with advertisers on providing cookie alternatives. Google is slowly losing share of search ad spend worldwide.

Growth in digital account openings for credit cards is slowing, thanks to tightening standards and changing generational behaviors. But issuers are utilizing new tools to keep it afloat.

Mobile P2P payments are struggling to capture users in Canada. But banks and digital wallet providers can lean into their respective strengths to create a rosier outlook for growth.

UK mobile P2P payments usage growth has a case of the doldrums—but bank and digital wallet providers can explore several options to give it a boost.

Proximity mobile payments are finally reaching a critical mass of users, fueling spending growth. While it will slow in the coming years, providers are capitalizing on growth by building multifunctional ecosystems that expand their captive audience and tighten relationships.

This year will be a litmus test for trying new things. Payments incumbents that embrace change on their own terms will emerge stronger than before.

One of the oldest advertising channels on the internet continues to expand, attempting to break through from its current marginal position.

Sezzle and Klarna made progress toward long-term profitability in 2023—we look at how they’re using subscriptions to help make that happen

The company is trying to cut costs as it focuses on profitability ahead of going public

Two-thirds (66%) of US adults have used a credit card within the last 12 months, the most popular method of credit usage, according to an April 2024 survey from NerdWallet conducted by The Harris Poll.

An aversion to risk and debt has narrowed down their choice of banking products and led them to adopt unconventional money-management tactics.

The cohort experiences life through social media and mobile devices. Banks must adapt to win their dollars.

Prime Day 2024 shatters records yet again as consumers stock up on essentials: Shoppers spent $14.2 billion online, spurred by significant discounts and the chance to get a head start on back-to-school needs.

After a challenging Q1, PayPal looks to be shifting its strategy to focus on high-growth areas. Business areas like Xoom might not fit.

This year, the payments industry will face its first major test following pandemic-driven digitization as economic uncertainty pressures customer habits. This is the data you need to understand the major changes facing the payments ecosystem in 2023—and how to navigate them.

Nordstrom, Fiserv, and Insider Intelligence discussed the shift and how payment providers and retailers should think about it

These self-aware young customers know that their mental health drives their financial behavior. They need help making better saving and spending decisions.

Surging Cash App user growth helped drive a buoyant Q1 for Block despite recent short seller allegations.

They’re getting hit harder with late fees and are relying on debt to pay for necessities.

The IMF published a blog calling out the risks these unregulated NBFIs pose, and called on regulators to buckle down to contain them.

The feature lets customers view their 2022 spending patterns and suggests ways to improve financial habits in the new year.

Recently, both Walmart and Target have warned that consumers’ cautious spending habits may lead to a sluggish holiday season this year. Were they right to be worried? Here’s how the holiday shopping season is going so far.