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Trump鈥檚 鈥淟iberation Day鈥� tariffs landed harder than expected. Uncertainty remains, given the pause on reciprocal tariffs for countries willing to negotiate with the US鈥攁long with an escalating trade war with China. Which markets will take the greatest hits? And how might our US forecasts change?

FedNow is currently just a 鈥渞ail鈥� on which money travels from one FI to another. Connecting to the RTP network comes with similar challenges鈥攂ut it鈥檚 had a seven-year head start. FedNow will likely require several years to catch up and make a significant contribution to real-time payment volume. Sources. ABA Banking Journal. ACI Worldwide. Association for Financial Professionals (AFP). Bank Director.

This is the Q1 2025 installment of our quarterly 鈥淎d Spending Benchmarks鈥� series, which helps ad buyers and sellers calibrate their spending and revenue mix against the market.鈥�

This is the Q1 2025 installment of our quarterly 鈥淎d Spending Benchmarks鈥� series, which helps ad buyers and sellers calibrate their spending and revenue mix against the market.

This is the first installment of our 鈥淯K Ad Spending Benchmarks鈥� series, which helps ad buyers and sellers calibrate their spending and revenue mix against the market.

This is the first installment of our 鈥淯K Ad Spending Benchmarks鈥� series, which helps ad buyers and sellers calibrate their spending and revenue mix against the market.

They offer financial services alongside shopping, bill payments, insurance, and travel products鈥攁ll in one platform. While the model faces skepticism in North America, it鈥檚 gaining traction in Latin America as a revenue driver: Mercado Pago, for instance, has evolved from a payment tool into a full-service financial platform offering digital wallets, QR code payments, credit, and investment services.

Methodology: Data is from the November 2024 National Retail Federation (NRF) report titled "Estimated Impacts of Proposed Tariffs on Imports: Apparel, Toys, Furniture, Household Appliances, Footwear, and Travel Goods" prepared by Trade Partnership Worldwide, LLC.

Key skills include writing code, booking travel, and managing investments, requiring minimal oversight and greater understanding than what chatbots are capable of. Shopping is emerging as a popular application among users, with 60% of Gen Zers鈥攁nd 44% of consumers overall鈥攊nterested in AI-assisted shopping, per PYMNTS.

It excludes YouTube and Twitch, cash transactions, travel and event tickets, tips, subscriptions, payments such as bill pay, taxes or money transfers, food services and drinking place sales, gambling, and other vice goods sales.

Time and travel. Scheduling time for a clinic visit is the top reported reason for delaying a prescribed blood test. 69% are unwilling to travel more than 10 miles from home to get the test. Anxiety. 78% of respondents report some level of anxiety associated with having their blood drawn. Fear of needles. 37% of respondents fear needles.

50% of US adults are likely to cut back on spending at fast food restaurants if tariffs lead to higher prices, according to a February 2025 CivicScience survey.

As connected car technologies go mainstream, opportunities for advertisers are expanding. But success depends on balancing innovation with consumer privacy concerns and security challenges.

Although this doesn't provide a fully accurate parallel with user numbers, it does at least provide a general idea of the direction of travel for advertising revenues in the region. Advertising is no longer the only choice though. Livestreaming commerce is becoming an increasingly significant part of TikTok鈥檚 revenue stream, according to its own figures.