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While these consumers are getting access to needed credit, providers must consider the risks of overextension

The company has been beefing up its BNPL capabilities ever since its exclusivity period with Affirm ended earlier this year

The brands built on their previous BNPL partnerships, bringing Affirm’s product to Amazon Pay to grow the buy button’s reach

This highlights the popularity of the credit card’s investment feature and should continue to bring in more cardholders

But few do because they’re concerned about implementation costs and customer uptake

Expanding into healthcare payments can help invigorate growth for BNPL players as user growth slows

Block has been working to grow Cash App Pay, but the buy button still trails competitors

Key stat: By 2028, in-store retail media spend will reach over $1 billion but will make up less than 1% of total omnichannel retail media ad spending.

The issuer wants concessions from Apple to protect it from some of the issues Goldman Sachs has dealt with

Credit cards will remain the most popular retail payment method in the US through next year, with total credit card transaction value reaching $3.843 trillion in 2025, per our forecast.

After a slight dip in 2022, US retail ecommerce sales growth will accelerate each year through 2027, according to our forecast. By that point, ecommerce sales will reach $1.736 trillion and make up one-fifth of total retail sales.

This feature will help Venmo catch up to other P2P apps and bring in more frequent users.

The Big Tech firm’s financial ecosystem boasts a larger user base, but FIs offer different value propositions.

Overall retail spending will rise 4.5% to $1.328 trillion for the 2023 holiday season.

The final version of the Consumer Financial Protection Bureau’s Section 1033 rule clarifies how financial institutions and apps must protect and share customer data.

It’s getting harder for apps to grow their user bases.

The mega-retailers want to offer the instant payments rail as an alternative to fee-laden cards

Record-high debt and record-high card interest rates are leading to missed payments

On today's podcast episode, we discuss the most important parts of the EU's new AI Act, what's missing, and how these rules could shape US regulation. "In Other News," we talk about what nefarious GPTs can get up to and a card-linked buy now, pay later (BNPL) offering. Tune in to the discussion with our analysts Carina Perkins and Yory Wurmser.

The real-time payments system could create a loss of interchange revenue and other challenges—but that’s not stopping them from signing up for it

New travel features will help Amazon better compete in the co-brand space and rack up volume.

To keep up the momentum, the BNPL provider launched a Pay-in-2 product so it can expand into new payment categories

It benefited from increased volume in its key growth categories, like BNPL and Braintree

It launched crypto transfers between Venmo users and through external wallets and exchanges.