蘑菇AV

Digital wallets鈥� transformation into commerce enablers speeds up. We make a case for digital-only consumer credit cards. And we see a new threat that BNPL poses to credit cards.

A large addressable market for secured cards makes them a key growth segment for issuers鈥攁s long as they can appropriately mitigate risk

While most Gen Zers are managing their debts, relying on credit cards for everyday spending could spell trouble

They鈥檙e still well below the overall average but could impede the already sluggish credit card recovery.

The added perks will likely appeal to Gen Zers and help meet their credit card reward demands

Firms must plan for regulatory changes across areas like BNPL, open banking, crypto, and credit cards

It's the ecommerce giant鈥檚 first credit card but likely not the last as it competes with Amazon and other ecommerce sites

Their data is consistent with what other major US credit card issuers reported, suggesting the credit card recovery is still a ways off

The card will expand Barclays鈥� presence in the US credit card industry and help diversify its card volume

The neobank has big credit card aspirations as it looks to become a one-stop shop for financial services, but its new programs may struggle to secure uptake.

Investing in card-linked installment offerings can help credit unions and community banks compete with larger issuers