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Centralized payment options and automating spend threshold One Credential can help to keep PayPal products top-of-wallet for Gen Z.

The news: Google Pay added Klarna to its in-app BNPL roster of Affirm, Zip, and Afterpay. Our take: Klarna鈥檚 late adoption of a physical card like Affirm鈥檚 Affirm Card in the US set the BNPL provider back in terms of capturing a wider user base and payment volume. Integrations like Google Pay and Apple Pay can help overcome that gap鈥攖hough Affirm also has partnerships with both Google Pay and Apple Pay.

A new credit card is a smart way to contend with incumbents and fintech competitors, but a confusing product line could dampen its adoption.

With seamless in-app purchases coming, PayPal could turn Perplexity into a trusted, AI-driven checkout hub鈥攅specially for younger, AI-hungry consumers.

Why this matters: This is the first time PayPal has enabled NFC payments through its digital wallet after Apple opened up the tech to developers in Europe, the US, and select other markets in response to antitrust concerns from regulators. At the time, we predicted PayPal would start offering contactless payments now that it could do so across mobile operating systems.

The tech is dominating recent headlines as retailer and consumer interest explodes

The payments giant also deepened its tie-up with Coinbase to make buying and using the asset more accessible

The rule, which regulates payment apps like banks, is already on shaky ground given the CFPB is about to be overhauled under Trump

A flurry of interest and an unexpected announcement from PayPal show where banks see the biggest value of their own stablecoins.

Digital wallets are gaining share of retail transactions in the UK. Retailers that don鈥檛 accept them risk losing sales.

Uptake could be limited given the crypto market plunge

The payments giant is expanding its financial media network to monetize its data and push profitability efforts forward

The campaign鈥檚 associated sweepstakes encourages users to pay more frequently with PayPal

Digital wallets are solving this with passwordless checkout, which will likely become the industry norm

The company is trying to better market itself as a B2B company and grow its checkout business

Digital wallet adoption. Digital wallets are powering the region鈥檚 digital economy. Consumers used digital wallets for more than half of online purchases in Latin America as of 2023, per an AMI report cited by Evertec. Pandemic-related digitization and improved internet access have supported wallet usage.

Starbuck鈥檚 loyalty program and digital wallet already have high adoption, meaning consumers may be open to a stablecoin and the currency could integrate into Starbucks鈥� existing digital wallet. While consumer adoption remains a significant hurdle, Starbucks' strong digital ecosystem positions it well to introduce financial innovation. Prediction: Ecommerce growth will flatline.

Until recently, Paze relied on partnerships with individual merchants to gain digital wallet market share. It鈥檚 also only available at the seven banks that own EWS. Fiserv鈥檚 impact: Paze鈥檚 partnership with Fiserv is a big win for the mobile wallet鈥攂uilding on a similar partnership with Worldpay.