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Customers cited a bank’s reputation as their top factor in choosing a new one. That’s a challenge for newer or smaller banks.

Cash is no longer king in Brazil after being dethroned by the central bank’s instant payments system, Pix. This report explores who’s using Pix (nearly two-thirds of the population), what’s fueling its immense popularity, and how it will reshape Brazil’s payments landscape this year and beyond.

The service has lowered subscription costs in over 30 countries, including Eastern Europe, sub-Saharan Africa, the Middle East, Southeast Asia, and Latin America, as it aims to retain users who have a choice of various streaming options. In some countries, subscription costs were cut by up to 50%.

Worldwide ecommerce sales growth has declined to all-time lows, and digital ad spending growth has followed in its tracks. What can we learn from existing trends and the long-term outlook for these two key metrics?

TikTok’s GMV in Southeast Asia hit $4.4 billion in 2022, a fourfold increase over 2021. But UK consumers have been less receptive, and TikTok’s efforts there have come under fire for poor-quality goods and low payouts to influencers. Livestreaming’s appeal in the US remains limited.

Summit is nearly 14,000 feet above sea level. That's about, what, about 9,000 miles. But its base is on the sea floor. And from there, the summit is 30,000 feet, three zero, which is cruising altitude for planes, making it taller than Mount Everest, in fact. Debbie, it's erupted 33 times since 1843, the date of the first recorded eruption. On average, that's one eruption every five and a half years.

Facebook has been much more popular among internet users in Latin America compared with any other world region, aside from Southeast Asia, for the better part of a decade. However, the tide is rapidly turning as the platform struggles to remain relevant to younger users. Facebook is shedding users at an alarming rate in Latin America.

And both YouTube and Google Search are experiencing a sea change in the market that they operate in. For Google search, that's obviously AI and we're still early days there, but it's clear that AI will revolutionize the way that consumers interface with the internet through search. For YouTube the sea change is more consumer driven.