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On today鈥檚 podcast episode, we bring you the major themes that we witnessed directly from the Money20/20 conference in Las Vegas, Nevada. Recorded from the conference floor, we discuss the data and tech required to offer customers payments choices, expectations in embedded finance, and consumers鈥� privacy and trust. Tune in to the discussion with host Rob Rubin, our principal analyst Tiffani Montez, and Sean Welsh, senior vice president and managing director of financial institutions at Affinity Solutions.

On today's episode, in our "Retail Me This, Retail Me That" segment, we discuss why livestream shopping hasn't caught on in the US and the UK the same way it has in China, what TikTok is doing to make the US鈥檚 launch more successful than the UK's, and what shoppers are looking for from a livestream. Then for "Pop-Up Rankings," we rank the top four brands that have done livestream shopping well. Join our analyst Sara Lebow as she hosts analysts Sky Canaves and Carina Perkins.

On today鈥檚 episode, host Bill Fisher is joined by our analysts Paul Briggs, Matteo Ceurvels, and Carina Perkins to talk about the upcoming crowning of King Charles III in the UK, other major events around the world, and what sort of effects they will have on retail and marketing.

Cost, lack of third-party verification, limited on-site ad space, and limited activation options are some of the top challenges brands and advertisers in the US, France, Germany, and the UK face when using retail media networks (RMNs), according to an August 2023 DoubleVerify study.

Over half of US and UK adults research and buy products online via a retailer鈥檚 website, per Coveo. More than a third (37%) take a slightly different approach, researching products on a retailer鈥檚 website but waiting to buy them in a physical store.

Zara bets on live shopping following China success: The fast-fashion retailer is expanding its live commerce capabilities to the US, UK, and Europe.

The US isn鈥檛 the only country with serious talks of TikTok bans. Japan, the UK, Germany, and France are all countries with over 15 million TikTok users each that could be left with a lot of time on their hands if TikTok bans succeed.

For example, Affirm expanded its tie-up with Shopify in the UK and Canada, and Klarna partnered with Worldpay, JPMorgan Payments, and Adobe Commerce. Both firms have also partnered with Apple Pay and Google Pay. But individual partnerships are still important if BNPL players want to reach larger merchants like Stitch Fix.

A lack of relevant training data was the most cited (30.3%) roadblock to genAI adoption among US and UK banks and insurers, per an August 2023 FintechOS survey. Without rich and varied data sets, genAI systems cannot learn or deliver value. Banks have vast troves of customer and operational data, so this concern points to an issue of data storage and access rather than prevalence.

Giving Ubisoft the rights to distribute games in the EU could appease UK regulators鈥� concerns, clearing the final stage in gaming鈥檚 biggest acquisition.

Finally, the UK comes in somewhat under its peers: Its gamer figures have been volatile in recent years, with a pandemic-era spike in 2020 followed by outright declines in 2022 and 2023. The Middle East and Africa will lead in growth in 2025, but at a modest level.

Digital became the majority medium in France in 2022 and in the UK in 2019. Click here to view our forecasts for average time spent with media in France and average time spent with media in the UK. An older population and a traditionalist mindset are behind this trend.

The UK leads the pack, followed by France, Germany, and Nordic countries, per TechCrunch. Rising AI venture capital in new regions signals the AI industry鈥檚 decentralization. The recent popularity of China鈥檚 DeepSeek may drive a flurry of startup investments pushing for innovation. By the numbers:.

This will lead to the same issues faced in the UK. What banks should do next: Federal regulators will likely provide more clarity regarding which newer rules still apply, and the CFPB will also probably adjust the open banking rule to resolve some of the banks鈥� biggest complaints, per Alex Johnson.

Adoption is highest in the US, the UK, and Brazil, with a combined growth rate of 234% YoY. Three in 10 Tap to Phone sellers are small businesses. Why this matters: Tap to Phone is ideal for lower-revenue businesses, letting them save money by accepting payments on a device they likely already own.

The tough situation hasn鈥檛 gone unnoticed; the fast fashion retailer is reportedly under pressure to slash its UK IPO valuation to around $30 billion, which is less than a third of its $100 billion peak in 2022. Our take: There鈥檚 no silver bullet for Shein鈥檚 current challenges.

The news: Shein is set to slash its UK IPO valuation to $50 billion, down 24% from its last funding round and half its $100 billion peak in 2022, per Reuters. Why is this happening? Shein faces hurricane-force headwinds that challenge its market positioning both in the US and EU.

The recent US-UK trade agreement maintains a 10% tariff and points to a new tariff baseline for many global trade relationships. This shift will squeeze corporate margins and could force brands to rethink global sourcing. In light of the dynamic trade environment, we鈥檝e developed three retail and advertising forecast scenarios for 2025:.

Apple takes the lead in child safety: Tech firms face growing pressure to enhance child protection as governments impose stricter regulations, including with the Children鈥檚 Online Privacy Protection Act (COPPA) in the US and Age Appropriate Design Code (AADC) in the UK. Apple鈥檚 policies allow parents to easily select and adjust safety settings, but they need to do so proactively.

Respondents represented Australia, Canada, the UK, and the US.