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It's a matter of being able to penetrate the digital wallet realm, and I don't think that's going to happen right away. Rob Rubin:. What about retailers have to give the credit card companies a percentage of the transaction? Account to account potentially gives them a lower cost rail, right? David Morris:. Well, yes and no. Jamie and I love talking about co-brand cards and private label cards.

Some stability will finally emerge in Asia-Pacific鈥檚 retail sector after several years of disruption from the pandemic. But the market and businesses will be unsettled, beset by a new wave of technological disruption from AI, the metaverse, and more.

Retail mcommerce is a $542.73 billion opportunity in the US this year, growing 11.7%. To maintain that growth and attract mobile shoppers, retailers will have to create seamless smartphone and app buying journeys, invest in loyalty programs to retain users, and prove that the mobile experience stands up against desktop.

On today's podcast episode, we discuss the places throughout the purchase funnel where retailers and brands are leaving revenue on the table. Listen to the conversation with our analyst Sara Lebow as she hosts director of Briefings Jeremy Goldman and analyst Sarah Marzano.

Obviously you've also got mobile payment in store now so you can pay with your digital wallet when you're in store. So I think just that mobiles are really the bridge between digital and in store, and as retailers develop their apps and as more of the functionality is being developed, it's kind of driving sales on both sides. Yory Wurmser:.

The UK is a digital payments leader, though traditional payments provide a backbone. Payment method preferences among different demographic groups are determining the winners and losers.

Amazon鈥檚 BNPL partners鈥擜ffirm and Citi鈥攍ikely benefited from growing consumer demand for the tool

Klarna will generate $33.38 billion in US buy now, pay later (BNPL) payment value by 2027, pulling ahead of Affirm in a period of massive growth for BNPL providers, per our forecast.

It partnered with merchants and mobile wallets to offer customers coupons and discounts across select markets in Asia-Pacific and Europe.

Invigorated travel has reestablished demand for travel credit card perks and benefits. But a recession could reverse gains鈥攔equiring premium card issuers to balance travel offerings with everyday utility. This second annual study reveals which of 10 leading premium travel credit cards are best positioned to attract and engage customers, based on their support of 49 emerging features.

Our predictions that Block would launch a super app and that multinational firms would ramp up acquisitions in Africa in 2022 deserve a second look.

Sky, you talk a lot about how digital wallet adoption is a major unlock for mobile commerce and I think that Apple integrating buy now pay later is probably going to look the same. Sky Canaves:.

It launched Tap to Pay on Android a year after it signed on to deploy Apple鈥檚 Tap to Pay on iPhone鈥攈elping feed demand for softPOS and contactless payments.

If marketed properly, the tech can help it stand out from rivals and build customer trust before mass industry adoption.

Sezzle and Klarna made progress toward long-term profitability in 2023鈥攚e look at how they鈥檙e using subscriptions to help make that happen

The service may incentivize more shoppers to pay with the BNPL provider, and it may also bring Klarna key data benefits

The debit card gave Affirm a boost in active users and strong numbers, but to continue this pace of growth, Affirm may need to get creative

The subscription service model is growing in popularity across the payments industry as it provides payment transparency for consumers and a steady stream of revenues for providers

We look at the trends that will sustain that growth into 2024

Consumers are turning to the payment method to mitigate financial pressures this holiday season, but overextension concerns persist

Its growth and cost-cutting measures brought the BNPL fintech its second straight profitable quarter. And it鈥檚 projecting full-year profitability for FY 2024