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We dive into how Mastercard and other payment providers are thinking about the technology and what it holds for the future

While these consumers are getting access to needed credit, providers must consider the risks of overextension

This highlights the popularity of the credit card’s investment feature and should continue to bring in more cardholders

The Clearinghouse’s RTP Network and Nacha’s Same Day ACH network face steeper competition in Q3 from FedNow

The launch of the real-time payments system could disrupt the US payments landscape, but it may be a couple of years before its real ramifications are clear

A tie-in with PayEm will help businesses more easily manage their spending, which should appeal to firms trying to cut costs.

The fintech is focused on expanding in foreign markets like India and improving products at home with higher-rate savings accounts.

It wants to lean on AI to attract users, while new environmental-focused features should strengthen its brand with younger shoppers.

It partnered with Spotify Premium and can use other tie-ins and products to sustain rapid growth.

It partnered with FreedomPay and Marriott as part of a wider shift to grow volume by focusing on payments for bigger restaurant and hospitality brands.

The Chase Freedom Rise card offers rewards and features tailored to new-to-credit customers to widen its appeal.

Visa may buy paytech Pismo, and Fiserv is exploring acquisitions. Other incumbents can take advantage of the weak funding climate.

It will use AI for transaction approval, predictive analytics, and customer experience tools

Klarna hailed AI’s potential, but it needs to consider how the tech can bring benefits that competitors can’t replicate.

The app’s expanding product suite could appeal to this group. But they won’t be an easy sell, and Block risks becoming over-reliant on Cash App.

The travel booking site partnered with Stripe and Klarna to offer BNPL and smoother bank transfers.

Despite a tough few months, Stripe is willing to invest in crypto. Industry rivals may need to take note.

Surging Cash App user growth helped drive a buoyant Q1 for Block despite recent short seller allegations.

Stripe can benefit from Uber’s global reach, while Uber can cut checkout friction for customers.

Banks and payment providers shouldn’t ignore consumers increasingly using cash to combat cost-of-living pressures.

Resilient consumer spending was a bright spot for Mastercard, but higher costs squeezed profits in Q1.

The payments firm responded to some short-seller allegations. But its failure to address key claims could cause future problems.

It partnered with OpenAI on a ChatGPT plugin to offer users personalized shopping recommendations.

Ingenico and Splitit are focused on cutting customer friction to grow their in-store BNPL presence.