蘑菇AV

Our take: We warned that open banking-dependent businesses would be forced to drop certain services, charge new fees, or close up shop altogether if charging for financial data gained critical mass. It appears Visa took the final option in the US. (Visa said it is instead focusing on more promising markets like Latin America and Europe.). The open banking rule isn鈥檛 gone.

Asia-Pacific remained a global hotspot in 2023, with six of the top 10 fastest-growing retail ecommerce markets worldwide. In particular, China's online shopping market showed signs of resiliency, with growth rates in the double digits.

This is a decline from last year, and highlights a challenge, particularly in Latin America (29%) and Europe (23%). To help marketers better understand where and how ad dollars are being spent, Nielsen has expanded Ad Intel coverage to include 20 individual platforms, capturing 95% of the US CTV ad market.

Our annual report on ecommerce in Canada highlights our most recent forecasts for all flavors of retail, including brick-and-mortar, digital buying, and mobile commerce.

The National Retail Federation鈥檚 (NRF) Big Show closed earlier this week, bringing together retailers, tech companies, and industry experts to discuss the future of retail. Key takeaways included Gen Z鈥檚 influence on shopping, which will last even if TikTok goes away, the accelerating trend cycle, hesitation to adopt new payment technologies, and the transformation of digital grocery. Here are four takeaways from the event.

Despite slow US adoption and economic downturn affecting advertising, TikTok鈥檚 1 billion daily users and Instagram鈥檚 exit from live shopping present opportunities for growth.

鈥淯S President Donald Trump鈥檚 tariffs will reshape more than a trillion dollars in trade between the world鈥檚 largest economy and Latin America, with key partners like Mexico and Brazil at the center of the discussion,鈥� said our analyst Matteo Ceurvels. US-based brands selling in Latin America may see a significant competitive disadvantage compared to companies from countries.

Stablecoin-based card issuer Rain also raised $24.5 million in a new funding round and announced a partnership with Visa, working with the network to build its issuance footprint in Europe and expand it in the US and Latin America. The bigger picture: Trump鈥檚 return to the White House has created a new buzz around crypto and stablecoins specifically.

High tariffs have become an unavoidable part of doing business in the US following the implementation of President Donald Trump鈥檚 sweeping reciprocal duties. Retailers are slowly becoming resigned to the fact that higher tariffs are here to stay鈥攆or now. But their ability to minimize business disruption is severely hampered by the fact that new tariffs can be imposed at any time, which could immediately turn any attempts to adjust sourcing into sunk costs. As e.l.f. Beauty CEO Tarang Amin told CNBC, 鈥淚t鈥檚 the uncertainty around the tariffs that make things more difficult.鈥�

Go further: Read our Beauty Ecommerce 2025 report.

Dig deeper: To learn more about how tariffs will roil the retail landscape, read our Retail & Ecommerce Briefing鈥檚 analysts鈥� take.

Migration across Latin America is down, damping remittance volume. Lower contributions from Iraq also hurt Western Union. The bigger picture: In the wake of slowing remittance growth, the company is focusing on new avenues to drive revenues鈥攍ike its financial media network (FMN). Earlier this month, Western Union partnered with sell-side advertising company Magnite to expand the network鈥檚 reach.

The news: British fintech Revolut is reportedly considering acquiring a US bank to rapidly obtain a US banking license, enabling faster expansion, per The Financial Times. It will likely target a low-cost, nationally chartered bank. Our take: Revolut鈥檚 potential acquisition of a US bank reflects a growing trend of successful fintechs becoming banks themselves through strategic acquisition rather than merely being disruptors. PYMNTS reported that multiple fintechs鈥攊ncluding Wise, Circle, and Ripple鈥攁lso recently applied for banking licenses with the Office of the Comptroller of the Currency. This means banks must lean into what differentiates them from the growing competition beyond charters and insured deposits, like long-standing reputations, excellent customer service, and customer-centric products and services.

However, the Indian ecommerce market faces its own challenges: a large segment of the population struggles to afford even basic necessities, let alone discretionary purchases.

On today鈥檚 episode, host Bill Fisher is joined by our analysts Paul Briggs, Matteo Ceurvels, and Carina Perkins to examine what impact global economic turbulence is having on retail and ecommerce in different markets.

How we got here: Kroger, Walmart, and Save A Lot are each trying to broaden their appeal to shoppers, particularly in markets like Texas that have diverse audiences and are experiencing a significant population boom. The two locations Kroger chose for its Asian Experience stores鈥擠enton County and Collins County鈥攈ave seen a significant uptick in their Asian populations over the last several years.

Search will account for 64.0% of retail media next year, as it is heavily tied to product discovery on ecommerce sites. Display will make up 25.0% of retail media ad spending, 11.0% of which will be video. In-store advertising makes up a small but growing share of dollars spent.

Confidence hit a seven-month low in early February, as shoppers across the political spectrum brace for higher prices, per the University of Michigan. Year-ahead inflation expectations spiked from 3.3% in January to 4.3% in February鈥攖he highest level since November 2023.

惭别虫颈肠辞鈥檚 ecommerce market is dominated by players like Mercado Libre, Amazon, Walmart, and Liverpool, offering TikTok Shop plenty of competition in a high-growth growth market. Sources. Associated Press. CNBC. The Economist. The Information. MediaPost. NPR. Politico. South China Morning Post. Wall Street Journal.

The payments provider maintained impressive POS growth given heightened competition in the space