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This feature helps Apple beat back regulatory concerns. Showing biweekly payment amounts and the total cost at checkout ensures customers are fully informed of their responsibility. It also gives Apple a head start on any future fee-disclosure regulations. Apple could take this further by including information on late and missed payment fees, giving users complete transparency.

This launch also puts Venmo on a more level playing field with other peer-to-peer (P2P) apps like Cash App and Apple Cash that already offer this feature. The bigger picture: PayPal is trying to grow鈥攁nd monetize鈥擵enmo. To do so, it鈥檚 been pushing the Venmo Debit Card and Pay with Venmo: Monthly active users for both products grew about 30% YoY in Q2 2024.

Our take: Google doesn鈥檛 have the kind of following Apple does, so it can鈥檛 rely on its brand identity to sell smartwatches. We expect it will only be a matter of time before the Fitbit name is retired and the Inspire, Luxe, and Charge will be Google-branded.

Regulatory crackdowns in Europe have had some consequences for consumers, including Meta and Apple deciding to entirely withhold AI features from EU users. US brands like LinkedIn could be taking advantage of lackluster federal guidelines on data privacy permissions to compensate for the EU user data they can鈥檛 access.

Other advertising players like Apple are also testing AI ad buying tools. AI demand: Marketers are increasingly seeking AI tools that automate advertising processes, and leading ad platforms are looking to meet their requests.

Meta, along with Apple and Alphabet, could see fines of up to 10% of its global annual revenues over violations of the Digital Markets Act (DMA). Meta was fined 鈧�1.2 billion ($1.3 billion) last year for transferring data from Facebook users in the EU to the US. This fine is a drop in the bucket for Meta, considering both its deep wallets and other massive penalties it鈥檚 facing.

Players like PayPal, Apple, and Amazon all fared better. Apple is especially well primed to win Gen Zers. It could pose a serious threat to banks at the consideration stage. Apple鈥檚 UX and brand loyalty are unparalleled, and it has been boring ever deeper into mainstream financial services for over a decade.

Apple Pay adoption among the Apple faithful offers a master class on brand loyalty. By 2017鈥攖hree years after Apple Pay launched, which allowed Apple Wallet (then called Apple Passbook) users to pay at retailers via their iPhones鈥�17.1% of iOS users were using it to make payments, per our forecast. That same year, Apple Pay Cash (later renamed Apple Cash) brought peer-to-peer functionality to Wallet.

Action button: This year鈥檚 iPhones might incorporate a programmable button similar to what Apple has been offering in the Apple Watch. Titanium frame: The iPhone Pro models will have Titanium frames instead of the current stainless steel frames, while non-pro iPhones will come with aluminum frames.

Potential investors in OpenAI鈥檚 latest funding round include Thrive Capital, Apple, Nvidia, and Microsoft. The company is also reportedly in talks with MGX, a United Arab Emirates-backed investment fund.

Of those, 45.5 million drivers will use Apple CarPlay鈥攅dging out Android Auto users, at 29.9 million. And as connected cars grow, so will car payments: the connected-vehicle payments industry will reach $600 billion by 2030, per consulting firm Ptolemus.

Apple may create the first US super app and other predictions about mobile wallet use. ChatGPT plug-ins will transform how consumers interact with brands online. Apple and Microsoft are encroaching further onto Google鈥檚 search turf. More Chart of the Day:. 6/5 - In AI we trust. 6/2 - Commercial break-through. 6/1 - One fad Apple. 5/31 - AI鈥檚 reality check. 5/30 - Secure the bag.

Microsoft, Amazon, Apple, and other tech giants are pouring billions into AI startups like OpenAI, Anthropic, and Inflection AI and are rapidly building new data centers. Data center surge: Tech companies鈥� accelerating generative AI (genAI) initiatives are driving an explosion of new data centers to match service and cloud-computing needs.

New seasonal items from Amazon鈥檚 Aplenty brand include Honey Crisp Apple Cider, Cinnamon Bun Pancake Mix, Pumpkin Spice Granola, and Caramel Pumpkin Spice Popcorn. Ahead of the winter holidays, Amazon will add more seasonal items like Sparkling Citrus Punch and Double Chocolate Truffle Hot Chocolate.

Why Apple is the Gen Z winner: Powerful brand loyalty has set up Apple Pay for strong Gen Z demand. 87% of US teens own an iPhone, and nearly the same percentage expect their next phone will be an iPhone, according to Piper Sandler.

鈥淭hey can create platforms that help standardize performance and create apples-to-apples comparisons,鈥� said Marzano. This was originally featured in the Retail Media Weekly newsletter. For more marketing insights, statistics, and trends, subscribe here.

The explosion of softPOS is reshaping the POS landscape and forcing hardware and software providers to pivot

YouTube is positioning itself as an all-in-one streaming platform, attracting advertisers and reshaping VOD consumption habits.

It further claims Visa instead encourages would-be fintech rivals like Apple and PayPal to become partners by offering incentives to stay out of the market. Visa鈥檚 network processes more than 60% of all US debit transactions, charging more than $7 billion in fees each year, per the complaint. By comparison, Mastercard controls 25% of the debit market, with PIN competitors dividing up the rest.

It鈥檚 Getting More Expensive to Attract New Users on Apple Devices. As downloads decrease, gaming app marketers are spending a premium to earn new installs on iPhones, widening the gap between iOS and Android in cost per install (CPI), AppsFlyer data shows.

Several executives who were present noted his absence, along with that of executives from other Big Tech firms like Apple. Their complaints weren鈥檛 unfounded, given that 97.3% of US children ages 0鈥�11 will use YouTube monthly this year, per our latest forecast, compared with just 3.7% for Facebook and 5.0% for Instagram, for example. YouTube is more popular than Netflix and Disney+ among kids.

Meta also wants to shift away from relying on smartphone ecosystems owned by rivals like Apple and Google and toward building its own hardware and app ecosystem. Its foray into open-source technologies give it an advantage for future expansion. (Source: Meta).