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It bought CCV, which will help the company accelerate Clover鈥檚 rollout across Europe. The company also acquired payfac Pinch Payments, which serves merchants in Australia and New Zealand. And Fiserv will acquire Brazilian fintech Money Money to grow its cash flow and financing solutions for merchants in the market.

According to a Numerator survey, only 9.4% of US consumers expect tariffs to have no impact on their shopping habits, while many plan to adjust by hunting for sales or coupons (41.4%), buying fewer imported goods (30.5%), or delaying purchases (22.3%).

Their greater population density leads to more retail ecommerce in general, including both home-delivered and collected purchases. Grocery likely leads the way in fueling click-and-collect growth. Although grocery was slower to adopt online ordering than other categories, it鈥檚 now catching up. Click-and-collect fulfillment is used more commonly for these purchases.

This year, TikTok will pull in 22 times the ad revenues of fellow fast-grower Mercado Libre ($1.02 billion), but Latin America鈥檚 largest ecommerce retailer will rapidly ascend the advertising ranks in the coming years. Click here to view our full forecast for digital ad revenue growth by company worldwide. Amazon will get a growth boost from its OTT video service.

After three years of wild fluctuations in retail and ecommerce sales growth, a sense of stability and normalcy is slowly emerging. A healthy if unspectacular rebound for ecommerce is in the cards, and most national markets are heading in the right direction.

The news: Disney Advertising and Magnite built out their US offerings and expanded their global ad-supported automated inventory across Canada, Latin America, and select regions in the Middle East, Africa, and Europe. US advertisers will now have access to more than 35 demand-side services for Disney platforms.

The threat of recession is holding back digital ad spending in Germany, particularly in influential industries like automotive. If the worst case can be avoided, though, 2024 offers promising signs for growth.

However, needing to involve debt charities highlights BNPL鈥檚 major flaw: It can potentially exacerbate 蝉丑辞辫辫别谤蝉鈥� financial woes by normalizing unsustainable borrowing. And supporting struggling users won鈥檛 eradicate this problem. Keep reading: Find out more about the challenges BNPL firms face in our Era of Uncertainty: Buy Now, Pay Later report.

Ad spending devoted to ecommerce is the reason why the retail industry will account for more than a fifth of total digital ad spending in the UK this year. Proportionally, though, retail ad spending has been in stasis thanks to a dip in ecommerce spending.

Instacart, which expects to add advertising to Caper Carts, envisions a future in which it offers a 鈥減ortfolio of different advertising tools, both on our platform and outside of our platform, that can make us a real one-stop shop for CPGs,鈥� Simo said.

Divide between AI industry, enterprise execs: The Software Alliance, DOT Europe, AmCham EU, and the Computer & Communications Industry Association urged the EU to extend the AI Act compliance deadline in an October open letter, but no extension has been given.

The European Commission (EC) sued Meta over the offering, which it says created a 鈥減ay or consent鈥� model that violated the Digital Markets Act (DMA) by denying consumers a fair choice between existing services and a model that collects less personalized data.

In today鈥檚 episode, host Bill Fisher is joined by Paul Briggs, Man-Chung Cheung, and Carina Perkins to discuss the longevity of subscription services and loyalty programs from both a client and corporate perspective. How many subscriptions can people afford, and how much can companies afford to give away as part of their loyalty programs?