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Those figures are substantially higher than the $2.6 billion that debt-laden Disney and Warner Bros. Discovery are currently paying for the same content. Tech firms considering the NBA proposal are resistant. What鈥檚 coming in Q2 2023? Here鈥檚 a preview of what鈥檚 in store for next quarter鈥檚 video forecasts and trends report:. Updates to our ad spending forecasts, including topline video and CTV figures.

Discovery, which Danny brought up, that is a service that because it's so saddled with debt, it had to basically... It wasn't able to bid for the NBA rights, for example. I mean, they're saying that they're still in play, but I don't believe that Warner Bros. Discovery is going to come to the table with a winning bid for NBA rights because they just simply cannot afford it.

All credit cards meeting the above criteria were ranked based on the size of their respective issuer鈥檚 2021 year-end domestic credit card loans outstanding, starting with the largest issuer, until the allotment of 10 credit cards was met. What did we change this year?

Gen Zers are much less likely to have kids and mortgages, and more likely to be getting some help from the Bank of Mom and Dad. Millennials are the most digitally reachable generation. Gen Z may be seeing the fastest growth in terms of digital usage, but millennials are more digital right now.

But card fees, interest earned from revolving credit card balances, and other payment processing revenues are also up for grabs. Brands young and old are fighting to grow their share of payments revenues. The landscape spans centuries-old high street banks like Lloyds Bank and HSBC as well as emerging fintech unicorns like Checkout.com and Zilch.

SVB leaves void of startup support in its wake: Depositors may get their money back but they鈥檒l lose the go-to institution for young companies accessing capital. Brace for startup failures.

No interchange is earned from debit cards, but credit card fees, interest earned from revolving credit card balances, and other payment processing revenues are also up for grabs. Younger brands have struggled to grow their share of payments revenues. Sticky customer habits and high mobile data costs have kept consumers using cards.

Maria Elm (02:39):. ... of today, just separately selling you a checking account, a mortgage, and a savings account, rather than focusing on those discrete products, the bank is going to be like, "How can we help you right now where you are in your life?". Rob Rubin (02:53):. Okay. Maria Elm (02:53):. "And do you want to buy a car? Do you want to own a home?" And they'll start with that.

I mean Gen Z has parents that they see maybe drowning in student debt. They don't want to get into that debt, but at the same time they've had all of these things happen. They've had COVID, they have this sort of YOLO mentality where you still have the sense to splurge. YOLO mentality is actually the scientific research term for that. Jasmine Enberg:.

So now I'm that mortgage company, I'm that bank, I'm the insurer, that lead coming through has more information and now I can personalize the messaging. I can make better decisioning on, hey, what do I need to offer this person? It's this incredible process of getting information in real time so you can decision off of it. Paul Verna:.

Household bills are also surging, and the Bank of England announced a 3% increase in interest rates, which will affect the cost of borrowing, including mortgage rates. As a result, people are feeling the pinch: Almost half of UK consumers (48.8%) say they feel worse off financially than last year, per a 2022 VoucherCodes study. UK shoppers are planning to spend less this Christmas.

Financial services: Includes commercial, investment, and retail banks, cooperative banks, credit unions, property and casualty, life and mutual insurance, credit agencies, personal and business credit institutions, mortgage lending, tax preparation, hedge funds, private equity, venture capital firms, wealth management, payment platforms, card networks, companies engaged in the underwriting, purchase, sale

And then the second story is about a data breach with a partner, Capital One, that purchases their bad credit card debt or some of it. In both cases, the banks were quick to say that it wasn't an actual breach of their systems, it was a breach of their partner systems. And if they're sharing data with their partners, then what's the difference? Grace Broadbent:.

And Max referred to this in the context of talking about Warner Bros Discovery and essentially they've gotten frozen out of the negotiations because their debt load is so huge and they're just not willing to pay this a very high premium.

Personalized product offerings: View product recommendations within the app based on the customer's unique needs (e.g., loan, savings account, credit card). For data on-demand across specific demographic groups, see the interactive Account Management demand chart in the Appendix. No. 3: Alerts. Category Value: 17.1% of total points. The Winners. RBC moved up one spot to tie BMO for first place.

I mean, just as if you look at one use case example of closing a home loan, the number of human involvement in that transaction in terms of validating the parties, validating the transaction is really ripe for a blockchain type closing. And I think they are even doing some mortgage closings using blockchain already. David Morris:. Yeah, it's far more efficient and inherent trust is built in.

You still need specialists to do Ag loans, for example, equipment loans, and is a FinTech going to do that? Rob Rubin:. No, I think there's going to be a place for those niches. The Ag banks. In New York City, there are banks that specialize in factoring for the garment industry. So there's lots of very regional specific banking specialties that will continue to exist.