Ä¢¹½AV

That's almost a third of them, and 39% from the same survey said that they're using BNPL for clothing, 11% for grocery, 10% for consumer electronics. Those are pretty big numbers. It's really something that retailers need to think about. And going back to your first point, Arielle, about debt and spending, Gen Z actually has the fastest growing credit card debt of all generations.

I don't know if this is exactly true, but if it's not, soon enough Instacart will be showing you carrots for your favorite grocery of the year and spinach is number two, stuff like that. Marcus Johnson:. You know what?

If you think about the way that we listen to podcasts in transit or while doing the dishes or while getting groceries, I would imagine that audiobooks are consumed in a similar way. So people might hit that limit and then be willing to pay extra for more access.

You can tune in tomorrow, if you'd like, to hang out with Sarah on the Re-Imagining Retail Show where she'll be speaking with insider intelligence, Senior Analyst, Blake Droesch, and Senior Director of Content, Becky Schilling, all about grocery.

So in the UK we have a few, I would say one that is notable is Argos, which is owned by Sainsbury's, which is one of our biggest supermarkets over here. And Argos kind of was one of the pioneers of click and collect.