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Through a multiyear agreement, PayPal will become Live Nation鈥檚 preferred payment partner.

Visa+ will connect Venmo and PayPal before expanding to other wallets. Here's what it means for P2P apps.

US adults are fairly evenly split on using mobile payment apps online versus in-store鈥攅xcept with PayPal, where 36% of users use the platform online most often, compared with 29% of users who use the app in-store, according to CivicScience.

Last week alone, Visa, Mastercard, Affirm, and PayPal all launched agentic AI solutions.

American Express is expanding Amex Offers, which allows advertisers to serve card holders tailored deals. The expansion comes on the heels of Chase and PayPal launching financial media networks (FMNs), a trend we expect will continue.

81% of US adult digital shoppers review return policies before making a first-time purchase, and 55% will abandon their cart if return policies aren鈥檛 convenient, per a Happy Returns report commissioned by PayPal.

Discover the dynamic shift toward digital wallets in the US and the UK in the latest podcast episode of "Behind the Numbers: The Banking & Payments Show." Delve into the compelling discourse on how younger generations' move to digital is rendering traditional wallets obsolete. Join host Rob Rubin, our US-based analyst Tyler Van Dyke, and UK-based analyst Carina Perkins as they unravel trends in digital transactions for dining, shopping, and ID verification. In the "For Argument's Sake" section, we dissect the fierce competition for market dominance among industry giants like Apple and Google, established players like PayPal, rising star Paze, and potential disruptors. Tune in for a forward-looking conversation and hit subscribe for the latest insights. Key insights: - Youth-led shift: Analysis reveals a robust trend among younger consumers pivoting to digital wallets for everyday activities, indicating a cultural and technological shift. - Market dominance debate: We uncover the strategic moves by tech titans and emergent challengers vying to capture the largest share of digital wallet users. - Cross-Atlantic perspectives: Insights from US and UK analysts present a diverse view on the adoption of digital wallets, offering a broader understanding of the global digital economy.

The FTA鈥攚hich counts BNPL firms like Block, Klarna, PayPal, and Zip among its members鈥攕ued in response, calling the CFPB鈥檚 reinterpretation 鈥渁rbitrary and capricious.鈥�. What this means: BNPL providers notch a win with the reversal. Fintechs have argued that their services are distinct from credit card and loan issuers and warrant bespoke regulations.

Fintechs like Block-owned Cash App, PayPal, and Stripe benefit from freely shared financial information, which helps them grow their platforms. With fintechs angling to expand into new arenas like auto loans and mortgages, this rule鈥檚 reversal stands to stymy the free flow of information. Our take: Whatever the CFPB decides, one thing is certain鈥攃hange will likely be slow.

Meanwhile, trust is rising for the likes of PayPal (from 33.1% to 37.3%) and Apple (13.9% to 19.8%). Their strong brand names, seamless user experiences, and integration into daily life give them a clear edge in financial services. Banks are already feeling the squeeze as Big Tech and fintechs have overtaken them in core areas of consumer lending.

PayPal has expanded its crypto service with new tokens, while crypto payment fintechs like Mesh and MoonPay have won new funding. But market volatility and a shaky economic environment could hold back crypto growth. The crypto market flew high post Trump鈥檚 election but has plunged twice in his first 100 days, following the Bybit hack and tariff announcements.

PayPal recently announced its offsite ads product, which leverages transaction data to target customers across the open web. Financial players, like Chase Media Solutions, can also offer new perspectives on consumer behavior across transactions. 鈥淲e have a holistic view on who that consumer is, beyond just the retailer,鈥� said Lauren Griewski, head of sales and partnerships at Chase Media Solutions.

Major players like PayPal and Stripe are getting in on the action, and even giants like JPMorgan Chase and Bank of America are reportedly in discussions to issue a joint stablecoin. Payment providers and retailers will set the groundwork for adoption in the second half of 2025.

How we define social buyers and shoppable media buyers: Our forecast definition of shoppable media includes media consumed on any digital platform that includes a direct call to action and leads to a purchase via the content platform site or app, through a retailer site or app, or through a third-party service (e.g., PayPal).

PayPal gave its debit card rewards program a makeover in the fall to boost the card鈥檚 adoption and usage. It now offers 5% cash back on up to $1,000 in spending in a category of the cardholder's choosing each month. Hilton rolled out hotel loyalty debit cards in the UK in October.

Some, such as PayPal, already possess the scaled relationships with merchants needed to quickly ratchet up the demand side of their ads businesses.

For example, PayPal-owned Venmo launched Venmo Groups in 2023, and Apple Wallet began offering Tap to Cash last fall to make it easier to split payments. Our take: This feature can help Monzo keep its current customers more engaged, giving them additional reasons to visit the Monzo app鈥攚hich could boost loyalty.

The FTA鈥攚hich includes BNPL providers like Block, Klarna, PayPal, and Zip鈥攕ued the CFPB in October. It argued the rule was 鈥渁rbitrary and capricious鈥� and failed to consider how BNPL products function at a base level.

AI is upending every aspect of marketing, from neuro-contextual ads that read emotions to autonomous shopping agents that make purchasing decisions. As tech giants consolidate control of the sector, six pivotal trends are reshaping advertising, search, and commerce.

Real-time payments adoption is still in its infancy in the US. But business and consumer demand are increasing, providing a growth opportunity for banks and customer-facing payment providers.

PayPal. VantageScore.

PayPal, for example, recently revamped its debit card to boost adoption, upgrading its rewards proposition and making it compatible with Apple Pay. And Block has been marketing Cash App鈥檚 direct deposit features more aggressively across email, push notification, and in-app messages.