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The news: Walmart-owned Sam鈥檚 Club is raising prices on select products in response to cost pressures from the Trump administration鈥檚 tariffs, The Wall Street Journal reports. Our take: Sam鈥檚 Club is on a roll. The retailer is generating record-high membership levels and plans to accelerate growth by opening about 15 new stores each year while remodeling existing locations. But how Sam鈥檚 Club handles tariff-driven price increases could determine whether its momentum continues鈥攐r stalls. The retailer faces a delicate balancing act in deciding when to absorb rising costs and when to pass them on. The stakes are high. A misstep could either erode profit margins or drive a decline in membership renewals鈥攂oth of which are essential to its business model.

Looking ahead: Lululemon is still in the early phases of its international expansion; North America still accounts for the majority of its sales, although the bulk of the company鈥檚 store openings this year will be in China as it prioritizes that market.

When approaching AI in the SMS space, brands should focus on giving consumers a more simplified experience and account for their basic needs, said Zakowicz. 鈥淢ore than anything, customers expect a better experience, such as more personalized offers and product recommendations, not necessarily a revolutionary one,鈥� he said.

The attribution of actually them signing up, opening a loan, opening a new bank account, you actually want to see the effect of those marketing campaigns and what that looks like. Speaker 1 (08:08):. Given that 72% of marketers don't think that they're involved in revenue generation, do you think that a lot of the banks' marketing departments are able to do what we're talking about?

While just 29.2% of overall consumers would consider a bank鈥檚 reputation when opening a new account, this rises to 40.0% among Gen Zers. They want their banks to give back to the community. A bank鈥檚 involvement in a consumer鈥檚 community is a factor that only 4.2% of overall consumers would consider, but it doubles to almost 8% among Gen Zers.

The target age is typically 16 and older, since there are various age requirements for opening a checking account. Who鈥檚 doing it? Many UK-based apps use this tactic, including Monzo, Starling, and Revolut. Pros: Advertising accounts with capabilities similar to almost 鈥渆verything that adults can do,鈥� as Monzo does, can bring in older teen customers at a key time.

Unlike debit cards, they don鈥檛 require opening a bank account. And unlike credit cards, creditworthiness is not a factor. This makes prepaid cards a good fit for young consumers with little need for banking relationships and limited credit histories. But digital-only bank accounts threaten usage.

Novel modalities, including bispecific antibodies, now account for 35% of trials. The takeaway: Cancer drug development is booming with promising treatments like the bispecific class on the horizon.

The exceptions: Even in a challenging environment, some retailers remain bullish on brick-and-mortar鈥攕ince physical stores still account for the vast majority of US retail sales (We forecast that 83.1% of total retail sales will happen in-store this year).

Transaction search: Use natural language or keyword search from the checking account transaction ledger. Does not include filtering capabilities. Access virtual debit card: Create a virtual debit card that can be used immediately through a virtual wallet after opening a new account or ordering a replacement card.

And so they've started opening Instagram accounts to just try and keep up. But that embrace ends there because once they get on the platform of Instagram, it becomes much more complicated than what they're used to on Facebook. So there is a willingness to follow everyone and embrace it, but there is a hurdle in terms of accessibility. Marcus Johnson:.

Our take: Amazon鈥檚 Private Auction quietly redefines CTV ad buying by giving advertisers more pricing flexibility and opening Prime Video inventory to smaller buyers, which should help the platform grow. As CPMs fall and demand for control rises, PA deals meet both immediate and long-term needs.

Brick-and-mortar stores still account for 82.9% of US retail sales, per our forecast, but their share is shrinking slowly. Retailers wanting to keep consumers shopping in-person in 2025 must go beyond price to offer personalized, engaging in-store experiences. Amazon will bring Rufus in-store.

The news: Instagram is testing another pay-to-post program, offering creators money to help increase web traffic and account sign-ups. Influencers and creators can make $100 for every new Instagram user or 1,000 web visits to the app, up to $20,000. The test is open to US creators on an invite-only basis, per Business Insider.

Ads take into account product availability and pricing, as well as contextual information such as search queries and product category, to ensure relevance. Retailers decide where and how many ads will be shown across their apps and sites, determine ad creative formats, and control what shoppers see after clicking on an ad.

Toys R Us looks to fill a hole in the retail landscape: It plans to rapidly expand its physical presence by opening up to two dozen flagship stores.

Chinese ecommerce players account for over half of cross-border retail ecommerce sales in South Korea, with sales more than doubling in 2023, according to Euromonitor. In a September 2024 press conference, AliExpress said it aimed to reach at least half of all digital buyers in South Korea within three to five years.

Well Rob, once upon a time, maybe for you Boomer, it was going to the branch boom with your parent opening a savings account and then maybe hoping you'd get products. Rob Rubin:. Yeah, they gave out lollipops. Tiffani Montez:. You came in with your pennies and lollipops. Rob Rubin:. Yeah.

Millennials account for 18% and Gen Xers 14%, per 2023 American Community Survey data cited in the report. Hispanic and Black people represent 22% and 18% of the low-income population, respectively, while whites account for 50%. Economic burdens have affected this group鈥檚 spending.

Additionally, retailers are opening their media networks to non-endemic buyers (brands that don鈥檛 usually sell through the retailer property but offer related products that appeal to certain user behaviors). In-store ad inventory also represents a growing opportunity. Buyers in Canada said they dedicate 13% of their retail media budgets to in-store ads, according to the study.

He explains that legislators in Utah have passed measures that ban minors from opening social media accounts without their parents' consent and the bill bans social media platforms from serving them, kids, with ads. The bill would also make it illegal for social media companies to include features that would promote addictive behaviors in young folks.

While the ratio of openings to closing may narrow, consumers continue to find value in physical stores. We expect physical stores will account for 84.2% of retail sales this year, down slightly from 85.3% last year. The big takeaway: There are some serious challenges facing mid-tier retailers, which is evident as merchants such as Macy鈥檚 and Chico鈥檚 recently lowered their Q4 outlooks.

Additional US tariffs on Chinese goods could cut GDP growth by 2.4 percentage points this year, Citi analysts said, although this doesn鈥檛 account for any mitigating measures from Beijing (like fiscal or monetary stimulus) as well as the latest 50% increase in the tariff rate. It wouldn鈥檛 be immune to a slowdown in global trade.

Current larger-format stores are outperforming 7-Eleven鈥檚 existing portfolio, delivering 13% higher same-store sales within the first year of opening, according to the retailer. 7-Eleven predicts same-store sales will increase another 30% within the next four years, with average sales per store per day totaling $8,219.

A splashy campaign to promote a new store opening might benefit from a local cinema push for maximum impact. An always-on branding campaign might allocate more budget to lower AU channels with higher cumulative reach and lower costs per impression (CPMs).