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The tie-up brings Klarna to more merchants' checkout pages without the need for individual merchant partnerships, helping it save time and money and more quickly ramp up its payments volume

In June, Apple shut down Apple Pay Later and will offer third-party BNPL options like Affirm instead. Appearing on Apple Pay would be a large opportunity for Zip to increase its users鈥� transaction frequency and in-store transaction volume. Our take: As BNPL user growth slows, securing large partnerships will become more important for BNPL fintechs like Zip to maintain growth.

Budgeting concerns, high interest rates, and other factors are pushing the generation to alternatives.

In our exclusive survey with ESW, data from shoppers in 18 countries reveals new twists in the path to purchase, the rising momentum of marketplaces, and the resilience of age-old fundamentals.

The campaign鈥檚 associated sweepstakes encourages users to pay more frequently with PayPal

Australia鈥檚 digital landscape is evolving fast, driven by shifting consumer behaviors, increasing ecommerce adoption, and changing media habits. Recent data reveals trends shaping digital spending, retail sales, and more.

The service advances Block鈥檚 goal of 鈥渂anking our base鈥� and could drive Cash App adoption.

In the US, Amazon offers some card-linked installment options, along with Affirm. Walmart also offers Affirm and is building out a BNPL solution with its majority-owned fintech One.

Shoppers worldwide are flocking to online marketplaces and social commerce for convenience, variety, and competitive pricing. While price remains key, brand trust is becoming a major factor in certain markets. As these platforms drive discovery and sales, brands must adapt to stay competitive. Here are three ways digital shopping habits are evolving among consumers worldwide.

Social commerce is the fastest-growing US retail channel, and retailers will need to offer a seamless payment experience to maximize the opportunity. Understanding payment preferences will be key to ensuring conversion at checkout.

We may have been a little too early with some of our predictions鈥攔ollouts for Paze and FedNow took longer than we expected

And Affirm now boasts that interest-bearing loans鈥攑reviously anathema to the BNPL conceit鈥攎ake up 73% of its product composition. Affirm also hiked its maximum interest rate to 36% last year, well above the 24.7% national average for credit cards. Anti-BNPL pearl-clutching hasn鈥檛 helped.

The CFPB will reportedly ask a federal court to vacate the rule鈥攕ide-stepping the lengthy rescinding process and setting back open banking indefinitely.

US digital commerce platforms will process $471.37 billion of their own payments by 2026. As a result, they鈥檒l enjoy stronger customer relationships, added revenues, and cross-sell synergy.

In today鈥檚 episode, we talk about what young people want most from a bank, their favorite alternative investments, and what their parents have taught them about saving for the future. Join the discussion with host and Head of Business Development Rob Rubin, Analyst Lauren Ashcraft and Senior Analyst Grace Broadbent.

It can help Google build brand loyalty among Gen Alpha and better compete with Apple Wallet