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笔补测笔补濒鈥檚 buy now, pay later offerings will be available for many of Selfbook鈥檚 hotel partners. Selfbook鈥檚 credit card payments will also transition to 笔补测笔补濒鈥檚 Enterprise Payments. Customers who use PayPal or Venmo to complete transactions will also unlock exclusive rates and discounts.

PayPal could replicate its German strategy stateside, penetrating its BNPL and other payment offerings further into POS retail. Fintechs like Klarna, Affirm, and Afterpay could launch similar strategies. Our take: Apple Pay benefits from strong brand loyalty and frictionless integration with iPhone鈥檚 interface.

Integrating BNPL financing and crypto payments at the POS broadens customer choice, which can help distinguish Global Payment merchants from other competing vendors. Our take: Global Payments鈥� acquisition shook up the payments space with its sheer size, one of the largest redrawing of lines dividing issuers, acquirers, and processors.

OnePay test-drove its own BNPL product before outsourcing to the Swedish fintech. Walmart is not shy about breaking off partnerships to better position itself in the market. The massive retailer鈥檚 connectivity between its customer base, supplier relationships, and financing apparatus positions OnePay to be a disruptor on the scene.

This move also piggybacks on 笔补测笔补濒鈥檚 recent PayPal Everywhere marketing campaign, which encourages customers to use 笔补测笔补濒鈥檚 payment solutions鈥攄ebit, credit, and BNPL鈥攁nywhere they shop. Existing card portfolio: This isn鈥檛 笔补测笔补濒鈥檚 first card. PayPal offers the PayPal debit card, Venmo debit card, and Paypal prepaid Mastercard. Its debit offerings鈥� TPV shot up 64% YoY in Q1 2025.

The CFPB said it would stop enforcing BNPL companies under the interpretation of Reg Z. It asked a Texas judge to scrap the $8 credit card late fee cap. The agency dropped its lawsuit against Zelle, Bank of America, JPMorgan, and Wells Fargo. Vought also zeroed out the CFPB鈥檚 funding for the year and tried to fire 80% of the agency鈥檚 employees. But the open banking rule seemed to be on safer ground.

Highlight features like "buy now, pay later" and innovative digital tools, possibly even gamified experiences. Connect with them through financial influencers they trust.

PayPal CEO Alex Chriss noted that college-age students鈥� interest in buy now, pay later is especially strong鈥攚hich could offer a volume boost for its Pay in 4 product. This content is part of 蘑菇AV鈥檚 subscription Briefings, where we pair daily updates with data and analysis from forecasts and research reports.

This should help boost volume for both the booking platform and for the card-linked installment offering, given BNPL鈥檚 popularity in the travel category and an overall spike in popularity for card-linked BNPL

Buy now, pay later (BNPL) payment value will rise 14.8% annually from 2023 through 2027, as BNPL fintech leaders adapt to a maturing market by diversifying product offerings and harnessing demographic trends.

But usage of the payment option remained quite limited compared with the share of buyers who use BNPL at any point during the year

Between buy now, pay later (BNPL) players like Affirm and mobile wallets like Cash App and PayPal, the number of fintech cards on the market is growing. Affirm Card gross merchandise volume (GMV) jumped 113% YoY in the quarter ending December 31, 2024. And the number of active Cash App cardholders increased by 1 million in 2024.

The BNPL provider expanded its merchant network and pushed in-store. A potential Apple Pay deal could help raise its profile

Cash App offers direct deposit, a debit card, a high-yield savings account, and two lending products: the buy now, pay later (BNPL) service Afterpay and Borrow. Dorsey wants to ramp up its offering with wire transfers, check deposits, and bill pay, per Block鈥檚 Q3 2023 shareholder letter. Cash App started piloting Borrow in 2020.

Apple鈥檚 credit card, BNPL product, and savings account put it in direct competition with financial services incumbents. With 130.1 million US iOS users loyal to its unsurpassed UX and dominant digital platform, the threat will only grow.

Yeah, and I think, so BNPL delinquencies is something I've followed closely of like how many people are not paying off their BNPL debts and those are actually much lower than credit cards. People are paying off their BNPL debts. Rob Rubin (08:10):. All right. Grace Broadbent (08:10):. But the issue that it creates is that they now have less money to pay off their credit card debt. Rob Rubin (08:10):.

础尘补锄辞苍鈥檚 BNPL partners鈥擜ffirm and Citi鈥攍ikely benefited from growing consumer demand for the tool

The company has been beefing up its BNPL capabilities ever since its exclusivity period with Affirm ended earlier this year