蘑菇AV

The partnership highlights the importance of individual merchant deals and larger platform tie-ups

It鈥檚 is betting that hardware rollouts and vertically integrated offerings can stave off competitors.

Proximity mobile payment transaction value will nearly double from 2024 to 2028. And smartphone user penetration will rise from 39.3% to 45.4% in that period, per our forecast. Thanks to growing acceptance, user experience improvements, and commerce feature enhancements, spend per user will also rise. Click here to view our full forecast for US proximity mobile payment transaction value.

Understanding customers鈥� life stages and upcoming changes can help FIs improve marketing.

US buy now, pay later (BNPL) payment value will reach $94.29 billion in 2024. As the industry matures, user growth is becoming limited鈥攆orcing BNPL fintechs to find new avenues for growth.

They have higher customer satisfaction rates, adding to the competitive pressures

Despite being a leader in AI use, the BNPL provider said leaning on AI for customer service lowered support quality

But its megadeal with Worldpay and FIS will transform its business and expand its revenue opportunities

As AI search gains traction, Apple hints it won鈥檛 stay Google鈥檚 passive partner鈥攑otentially redrawing the future of search, ads, and browser dominance.

Macroeconomic uncertainty and an overreliance on Cash App led the company to slash its full-year guidance

Payment providers are investing in AI to help streamline and personalize both the merchant and customer experiences

Payment provider innovation and regulatory changes are setting a long-term growth runway for cryptocurrency payments. But providers will still need to overcome low merchant acceptance and a sense of mistrust before crypto can go mainstream.

The tech is dominating recent headlines as retailer and consumer interest explodes

It wants to become a one-stop shop for businesses and consumers alike

Economic uncertainty could derail its efforts to reinvigorate growth

The company鈥檚 acquisition spree could help accelerate growth despite an uncertain economic climate

In the wake of slowing remittance volume, the company鈥檚 financial media network can help it diversify and boost revenues

This can help the POS provider attract a wider range of customers and cross-sell other features

Remittances represent a large share of global payments and will keep growing鈥攁lthough at a flat rate. Traditional money transfer organizations have to fight harder for a share of the prize as digital-only entrants have stepped up the competition.

The payments giant also deepened its tie-up with Coinbase to make buying and using the asset more accessible

The BNPL provider is racking up partners in a major expansion push before its now-delayed IPO

The transition risks alienating customers who are frustrated by the app or uncomfortable with the AI surveillance tech

The BNPL provider is taking the lead on credit reporting as the industry waits for regulatory clarity

The card network is positioning itself at the forefront of the crypto payments space, centered on stablecoins

Budgeting concerns, high interest rates, and other factors are pushing the generation to alternatives.