Ä¢¹½AV

In today’s episode, we talk about what young people want most from a bank, their favorite alternative investments, and what their parents have taught them about saving for the future. Join the discussion with host and Head of Business Development Rob Rubin, Analyst Lauren Ashcraft and Senior Analyst Grace Broadbent.

There are, however, still many unknowns—like how interest-bearing loans will be treated

Shoppers worldwide are flocking to online marketplaces and social commerce for convenience, variety, and competitive pricing. While price remains key, brand trust is becoming a major factor in certain markets. As these platforms drive discovery and sales, brands must adapt to stay competitive. Here are three ways digital shopping habits are evolving among consumers worldwide.

Social commerce is the fastest-growing US retail channel, and retailers will need to offer a seamless payment experience to maximize the opportunity. Understanding payment preferences will be key to ensuring conversion at checkout.

Afterpay. The buy now, pay later (BNPL) provider’s transactions grew 10% YoY over the holiday weekend. The number of Afterpay app users jumped 8% YoY. Afterpay attracted users across all demographics: 26% were Gen Zers, 44% were millennials, 24% were Gen Xers, and 6% were boomers. The top spending categories outside of fashion and beauty were personal care, followed by household supplies.

Conference panelists discussed changes in the maturing industry as it ripples across the payments space

The tie-up also makes Marqeta a more attractive card partner for fintechs

Leading cash-back credit cards need to drive acquisition in a cutthroat segment of the card market. Our exclusive consumer survey data reveals which emerging features issuers should invest in to win over customers.

To view the full user number forecast for each leading BNPL fintech, click Affirm, Afterpay, or Klarna. But growth among leading fintechs will taper in the face of greater BNPL competition. Banks continue to roll out post-purchase payment flexibility features, and Citi even offers a point-of-sale BNPL option in partnership with Amazon.

It can help Google build brand loyalty among Gen Alpha and better compete with Apple Wallet

A rewards integration coming later this year could make Synchrony a more attractive co-brand partner

US digital commerce platforms will process $471.37 billion of their own payments by 2026. As a result, they’ll enjoy stronger customer relationships, added revenues, and cross-sell synergy.

This should help boost volume for both the booking platform and for the card-linked installment offering, given BNPL’s popularity in the travel category and an overall spike in popularity for card-linked BNPL

Gen Zers are flocking to emerging payment methods, but card-based options, led by debit cards, remain supreme. Payment providers must align offerings with Gen Z’s preferences now as their spending power grows.

Digital technologies are reshaping customers' in-store payment experience. Here’s what payment providers must know about in-store payment digitization trends.​

But usage of the payment option remained quite limited compared with the share of buyers who use BNPL at any point during the year

The tie-up brings Klarna to more merchants' checkout pages without the need for individual merchant partnerships, helping it save time and money and more quickly ramp up its payments volume