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Unlike in the US, where retailers and FIs typically operate independently, many Latin American retailers act as financial services providers鈥攐ffering credit lines, digital wallets, and other banking products to unbanked and underbanked consumers.

The tie-up can help attract younger travelers and aids in Venmo鈥檚 monetization journey

In the first 100 days of his second term, President Trump has reshaped business strategy across retail, tech, healthcare, and media. Here鈥檚 how tariffs, regulation, and market volatility are forcing brands to rethink spend, growth, and planning.

Digital ad spending in the payments industry is set to surge as consumers start to get through the financial headwinds of the past few years. We look at where payment providers should focus their ad spend to maximize returns.

It鈥檚 available now for Google Wallet users and will come to other digital wallets in February 2025. Why it matters: The instant payments system is wildly successful. Pix use shot up 74% YoY in 2023 to 42 billion payments, per the central bank data group Abecs. This is 23% higher than the credit and debit card volume in Brazil combined.

Australia鈥檚 digital landscape is evolving fast, driven by shifting consumer behaviors, increasing ecommerce adoption, and changing media habits. Recent data reveals trends shaping digital spending, retail sales, and more.

India鈥檚 commerce landscape is undergoing rapid transformation, fueled by booming ecommerce, rising mobile shopping, and the growing influence of social media.

The company is likely looking for ways to reinvigorate growth after a weaker-than-expected Q4

Generative AI gives payment providers unprecedented tools to create a more personalized purchase journey for consumers, but some use cases are easier to implement than others.

It can help Google build brand loyalty among Gen Alpha and better compete with Apple Wallet

The service advances Block鈥檚 goal of 鈥渂anking our base鈥� and could drive Cash App adoption.

From the rise of sophisticated AI-driven tools to new policies reshaping data privacy and competition, 2025 promises to be a year of relentless change. Companies that adapt will thrive, while others risk being left behind in a swiftly moving market.

Sezzle faces an uphill battle competing against larger players like Affirm and Klarna

But the solution may struggle to gain traction given consumers鈥� unreadiness to adopt the technology

Peru is Latin America鈥檚 fifth-largest retail ecommerce market by total sales volume. Although social unrest has stymied online sales growth over the past two years, the country has the potential to become a formidable multibillion-dollar ecommerce player in the region.

Banks are competing with digital wallet ecosystems for a growing mountain of mobile P2P payment volume. For Zelle, volume growth helps its bank partners beat back disintermediation threats by directly engaging P2P customers. For fintech competitors, P2P growth can translate to embedded finance revenues鈥攅ven among teens.

Understanding the nuances of how and where Latin America鈥檚 293.2 million digital buyers spend their money online is key for brands and retailers to succeed in the world鈥檚 second-fastest-growing region for ecommerce.

Understanding the nuances of how and where Colombia鈥檚 13.4 million digital buyers spend online is crucial for brands and retailers seeking a competitive edge in this emerging market.

Despite being a leader in AI use, the BNPL provider said leaning on AI for customer service lowered support quality

But its megadeal with Worldpay and FIS will transform its business and expand its revenue opportunities

Macroeconomic uncertainty and an overreliance on Cash App led the company to slash its full-year guidance

It wants to become a one-stop shop for businesses and consumers alike