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To fight back, card networks will partner on鈥攐r roll out their own鈥攊nstallment and A2A payment offerings, while streamlining cross-border payments. And they鈥檒l double down on other fast-growing sectors, like B2B. New Technology Will Disrupt the POS Hardware Market.

More US consumers are becoming cross-border buyers. Credit card debt shows limits of consumer resilience. Yesterday鈥檚 Chart of the Day: Measurement mix-ups. Methodology: Data is from the April 2023 Morning Consult survey. 2,200 US adults ages 18+ were surveyed online during March 24-26, 2023.

It may also become a threat to networks, which thrive on enabling cross-border payments. This article originally appeared in Insider Intelligence's Payments Innovation Briefing鈥攁 daily recap of top stories reshaping the payments industry. Subscribe to have more hard-hitting takeaways delivered to your inbox daily. Are you a client? Click here to subscribe.

Consumers released more pent-up travel demand throughout the quarter, helping boost Mastercard鈥檚 cross-border volume 31% YoY. Domestic flights increased 84% YoY in Q4, according to Emburse data. Flight prices have also gone up substantially in the last few months. Holiday shopping. Mastercard benefited from a flurry of holiday shoppers in the last months of the year.

It rolled out American Express Global Pay last August so businesses can make domestic and cross-border B2B payments directly from the Amex app. The bank also introduced Amex Business Link last month, a payments ecosystem that lets B2B suppliers accept card and noncard payments from buyers鈥攅ven internationally.

Generative AI could instantly translate text into a wide range of languages, enabling retailers to reach a larger audience and quickly scale-up cross-border commerce. Data analysis and insights. Generative AI could provide real-time insights from large data sets, such as product sales or returns data, in easy-to-digest tables, charts, or briefs.

It already allows cross-border sellers on other versions of its service, including in the UK, Vietnam, Malaysia, and Singapore. The broader context: TikTok鈥檚 push into social commerce makes sense given the way in which its platform has become enmeshed in the lives of consumers鈥攑articularly Gen Z.

So how they build cars is predicated on the fact that there's no tariffs across borders. So they build supply chains that allow, I think there's estimates that say an average part crosses the US Canadian border or Mexico, crosses a border seven or eight times before it's actually put into final assembly in a car.

It wasn't worth your while, you were better off cross-border shopping. I also don't know if Nordstrom... I mean Target definitely had issues scaling their operations. One of the "issues" with Canada is that everybody is pretty much around the US border and then there are bits and pieces of people everywhere else.

More US consumers are becoming cross-border buyers. Yesterday鈥檚 Chart of the Day: Stream another day. Methodology: Estimates are based on the analysis of survey and web traffic data from research firms and regulatory agencies, historical trends, and demographic adoption trends.

"The average part crosses the US-Canadian or Mexican border seven or eight times before final assembly," said Briggs. "That is a supply chain that is completely integrated without a border in place and it would be very crippling if these tariffs came into effect for the auto industry.鈥�. Retailers that shifted supply chains to Mexico to avoid Chinese tariffs now face tough choices.

The retailer is also bringing its marketplace to new regions, including Chile, increasing cross-border opportunities and growing its potential audience. Our forecast expects Walmart鈥檚 marketplace ecommerce sales to grow 12.6% this year to $8.57 billion, slightly faster than Amazon鈥檚 projected 11.1% growth.

The firm鈥檚 cross-border volume jumped 22% YoY during the quarter, down from 40% the year before. Digging deeper: CEO Al Kelly highlighted three areas that contributed to the firm鈥檚 performance during Visa鈥檚 earnings call. Issuer and fintech partnerships. Visa renewed its partnerships with Bank of America, Capital One, and Commerce Bank.

Additionally, cross-border imports valued at less than $800 are exempt from US tariffs, and Chinese ecommerce platforms have exploited this loophole by having packages shipped directly from China. How can US brands and retailers prepare for the new landscape of Chinese-influenced ecommerce? Focus on improving customer relationships to build loyalty. Inflation has made consumers fickle.

Cross-border commerce will offer opportunities. Cost-conscious European consumers are increasingly turning to cross-border ecommerce to hunt for the best deals. Nearly three-quarters (71%) of millennials and 60% of Gen Zers in Belgium, France, the Netherlands, Portugal, Spain, and the UK are shopping cross-border several times a year, per a June 2023 report by Worldline.

In addition to cross-border hits, foreign productions with ensemble casts can also help Netflix meet the current and pending localization quotas in Canada, Europe, and Australia. Ad-supported video-on-demand (AVOD) is growing slowly but steadily. Netflix launched ad-supported plans across 12 countries in November 2022.

Cross-border transactions are more likely to experience payment failure than domestic transactions. True, 72% of merchants report higher rates of failed payments with cross-border transactions than with domestic ones, according to PYMNTS Intelligence. June 3, 2025. True or false? Over half of US adults are very happy with their primary bank.

JPMorgan has used the tech to transfer its own assets, completing its first-ever cross-border transaction on a public blockchain in November. And Swift is pushing against disintermediation by developing its own blockchain-based solution that would make central bank digital currencies (CBDCs) and other cryptos interoperable between countries. What could the future look like?

No other market in the world comes close to China when it comes to ecommerce. Its highly competitive digital market has spurred retail innovations that are making their way around the world.

Ecommerce International: This includes cross-border and global retailers such as AliExpress, Lazada, Trendyol, and Daraz. Digital Media and Entertainment: This group will include video content streaming platform Youku Tudou, music streaming platform Xiami Music (which was shuttered in 2021, but could be spun off), online ticketing platform Damai, and online literature platform Alibaba Literature.

Other telecom-friendly policies on the table include enabling cross-border mergers and potential telecom and carrier consolidations. These could result in a genuine single market for European telecoms. EU鈥檚 competition chief, Margrethe Vestager, supports the idea as long as it doesn鈥檛 reduce competition in individual EU countries.

They鈥檙e ripe for digitization, and acquirers and processors will home in on top demands including centralized account management, regulatory support, and cross-border offerings, per a June 2022 Capgemini survey of small-business owners worldwide. Providers will ramp up direct sales tactics to reach this base. Omnichannel sellers.