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BNPL will count more than 100 million users by 2027. Its high-growth days are in the past, with both the number of BNPL users and overall payment value decelerating. But it remains an important financing tool for consumers and has a long runway ahead: BNPL payment value will account for just 1.4% of overall retail sales in 2025, per our forecast.

The UK is a world leader in mobile commerce. How can brands and retailers succeed in a competitive market?

Ramping up marketing spend and integrating Cash App, Afterpay, and Square should put it in a stronger position in 2025

The POS provider achieved this milestone despite slowing growth due to intense competition

Partnering with a major BNPL player like Klarna could help Mastercard catch up to Visa’s head start

The bank will start blocking more transactions that originate from social media

Fraud concerns aren’t slowing down the P2P player as its growth outpaces peers

These moves can help the company grow ahead of its IPO expected this year

Through a tie-up with FIS, issuers can integrate Affirm's BNPL solution into their debit card programs

They’re still using the payment method, but some are wary the plans lead to overspending

We look at how adjusted pricing, launching in new categories and markets, and growing its debit card made this possible

Leading cash-back credit cards need to drive acquisition in a cutthroat segment of the card market. Our exclusive consumer survey data reveals which emerging features issuers should invest in to win over customers.

The wallet has pushed to capture more payment volume from inbound travelers to China and Chinese travelers abroad

The payments provider maintained impressive POS growth given heightened competition in the space

The directive from acting Director Scott Bessent throws recent payments rules like the open banking and BNPL rules into flux

Their model proved they can include BNPL loans without hurting most consumers’ credit scores