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Digital wallets’ transformation into commerce enablers speeds up. We make a case for digital-only consumer credit cards. And we see a new threat that BNPL poses to credit cards.

This tie-up defies previous concerns about the viability of funding the BNPL industry

Amazon sees storm clouds ahead: The retailer's weak guidance raises red flags for a broad swath of companies—suggesting that retail headwinds could be more widespread than expected.

Holiday spend, international transactions, and non-card payments boosted growth

While meme coins don’t have a long-term future as a payment method, there is growing momentum for stablecoin crypto payments

Partnerships, non-card payments, and value-added services will help offset potential losses from the Capital One-Discover merger

QSRs may need to evolve to better serve online orders: Pizza Hut and McDonald’s are both testing new store formats focused on digital and drive-thru customers.

Working with Visa will bring the future P2P platform added trust and security—as well as real-time payment capabilities

The expanded partnership boosts merchant acceptance for both Fastlane and Pay with Venmo

Major payment players like PayPal and Visa that invested in them are likely celebrating this regulatory movement

Consumer-facing tech in stores is rapidly evolving. Retailers must prioritize investments carefully to maintain already implemented tech—and explore interesting (but largely untested) innovations.

The tie-up can help attract younger travelers and aids in Venmo’s monetization journey

BNPL loans can be accessed at the point-of-sale (online or in-person), usually via a BNPL loan provider's branded app, via a merchant's website or app, or via proximity mobile payment apps like Apple Pay and Google Wallet. Examples include Affirm, Afterpay, Klarna, Zip, and PayPal's BNPL service. Some short-term, no-interest loans can be accessed only at retailers.

The rule, which regulates payment apps like banks, is already on shaky ground given the CFPB is about to be overhauled under Trump

Digital technologies are reshaping customers' in-store payment experience. Here’s what payment providers must know about in-store payment digitization trends.​

The enforcement action provides closure that could help boost the P2P app’s customer satisfaction in the long run

The tie-up brings Klarna to more merchants' checkout pages without the need for individual merchant partnerships, helping it save time and money and more quickly ramp up its payments volume

The buy button has been on a growth tear since Shopify opened it up to enterprise customers outside of its ecosystem

But the payment method’s volume grew slower than overall retail sales, suggesting providers need to do more to amp up growth