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The number of buy now, pay later (BNPL) service users in the US will grow by 34.4% this year to reach 91.5 million, per our August 2024 forecast. Use this chart: Marketers can use this chart to strategize how to message essential products to consumers should tariffs or a trade war increase prices. Retailers can use this chart to craft initiatives around highlighting essential products if prices rise.

Squarespace is complementing its 2024 payment processing rollout with buy now, pay later (BNPL) products and pay links. BigCommerce is bucking the payfac trend via its open software as a service (SaaS) platform. This approach intends to give merchants more flexibility than what out-of-the-box payment and commerce solutions provide.

The company is likely looking for ways to reinvigorate growth after a weaker-than-expected Q4

The news: Klarna expanded its distribution partnership with Stripe, making the buy now, pay later (BNPL) option available to merchants in 26 countries, per CNBC. Stripe merchants will be able to A/B test the impact Klarna has on their conversion rates. As part of the new deal, Stripe will get a share of the fees that Klarna makes from each transaction.

Buy now, pay later (BNPL) services are expected to see growth as consumers look for ways to manage rising costs. Could tariffs trigger a trade war with Canada and Mexico? Yes. Canada has already retaliated with tariffs on $21 billion of US goods, as well as duties on US-made vehicles. Mexico is considering similar measures. How US Brands Can Adapt to Tariffs.

Partnering with StepChange will help support struggling customers, but it raises questions around the harm BNPL can cause.

They can stand out from the pack by increasing their offerings, providing data analytics, and forging key partnerships.

Italy鈥檚 digital landscape is evolving fast, driven by shifting consumer and media habits and increasing ecommerce adoption. Recent data reveals the trends shaping digital spending, retail sales, and more.

Australia鈥檚 digital landscape is evolving fast, driven by shifting consumer behaviors, increasing ecommerce adoption, and changing media habits. Recent data reveals trends shaping digital spending, retail sales, and more.

In our exclusive survey with ESW, data from shoppers in 18 countries reveals new twists in the path to purchase, the rising momentum of marketplaces, and the resilience of age-old fundamentals.

he policy targets deceptive practices, requiring companies to make it as easy to cancel as it is to sign up. Opponents say it鈥檒l increase accidental unsubscribes.

The key stat: 54% of US consumers who took on debt to pay for holiday gifts are at least somewhat concerned about repaying it, per data from CivicScience. 27% of buy now, pay later (BNPL) users concerned about paying debt owe between $100 and $500, 10% owe between $500 and $1,000, and 19% owe $1,000 or more.

Click here to view our full forecast for US BNPL service user share, by age. What should FIs do next? Consider offering BNPL solutions. Almost half of credit unions say BNPL is not in their near-term plans, per January 2024 data from PYMNTS Intelligence. But as demand grows, it鈥檚 worth evaluating the option.

With seamless in-app purchases coming, PayPal could turn Perplexity into a trusted, AI-driven checkout hub鈥攅specially for younger, AI-hungry consumers.