蘑菇AV

The P2P player was able to make this pivot thanks to the success of its integration in 产补苍办蝉鈥� apps, which currently lead to 98% of its transactions

As the deal gets close to being finalized, banks and payment players need to prepare for a new competitive landscape

Nonbank lenders face lighter regulatory oversight than traditional lenders, allowing them to take on more risk when it comes to AI. When used in the lending process, AI can speed up approvals and communications while personalizing service.

Influencers are advising people to take their money from banks and deposit it with a credit union.

Mass affluent consumers are a $177.2 trillion global market that banks have struggled to serve. Now emerging technologies are finally enabling them to capture this lucrative demographic.

Learn what鈥檚 behind the distrust and how banks can overcome it.

Banks must help customers navigate growing economic uncertainty.

To truly change consumers鈥� financial behaviors for the better, personal finance management tools must take human nature into account and lean on AI to become predictive, proactive, and prescriptive. We look at why banks will also benefit.

Investing in card-linked installment offerings can help credit unions and community banks compete with larger issuers

Delaware-based WSFS Bank and Greenlight to offer financial education to kids.

As more banks tack on fees to access consumer data, we鈥檒l likely see other open banking players fold or seek acquisitions from bigger firms like Plaid or Finicity/Mastercard. The open banking field in the US will get smaller, and the remaining companies will either seek deals with individual banks鈥攍ike Coinbase got with JPMorgan鈥攐r find new ways to monetize their services to offset higher costs.

Homeownership literacy is lacking in the US, and banks can help fill the gap.