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The media model popularized by retailers is now being adapted by companies in other verticals. Financial services and travel companies are among those launching commerce media networks in a bid to monetize their first-party data.

Rapid growth and enterprise deals position OpenAI as an AI giant, but as expectations rise, the real test will be proving long-term financial viability.

The wallet has pushed to capture more payment volume from inbound travelers to China and Chinese travelers abroad

That includes information associated with credit cards, checking and savings accounts, prepaid cards, and digital wallets. This will make FIs custodians of consumer data, rather than owners, but they will remain responsible for data security, risk management, and consumer privacy. Integrating AI and data into chatbots and virtual assistants will give PFM tools forward-looking capabilities.

The bank will start blocking more transactions that originate from social media

BNPL will count more than 100 million users by 2027. Its high-growth days are in the past, with both the number of BNPL users and overall payment value decelerating. But it remains an important financing tool for consumers and has a long runway ahead: BNPL payment value will account for just 1.4% of overall retail sales in 2025, per our forecast.

Fraud concerns aren’t slowing down the P2P player as its growth outpaces peers

Companies implemented the tech for hyperpersonalization, AI chatbots, fraud prevention, and other use cases

Through a tie-up with FIS, issuers can integrate Affirm's BNPL solution into their debit card programs

Pays will put banks back in the digital wallet game. There is a pays,-. David Morris:. It's wonderfully worded so that,-. Rob Rubin:. Wallet. David Morris:. I can say yes actually, but. Rob Rubin:. I know. David Morris:. Yeah. Rob Rubin:. But they're in the game, but they're on the bench. No? David Morris:. I think that's a very good way to put, it's a really good way to put it.

Paywalls, contextual ads, and in-platform transactions could enhance Reddit’s profits without alienating its community-focused user base.

Working with Visa will bring the future P2P platform added trust and security—as well as real-time payment capabilities

Leading cash-back credit cards need to drive acquisition in a cutthroat segment of the card market. Our exclusive consumer survey data reveals which emerging features issuers should invest in to win over customers.

They’re still using the payment method, but some are wary the plans lead to overspending

We look at how adjusted pricing, launching in new categories and markets, and growing its debit card made this possible

Improved cash flow management: Instant payments let consumers immediately process and settle bills, transfer funds to cover shortfalls, and transfer funds into digital wallets to make purchases. In an October 2023 PYMNTS.com survey, 74.1% of consumers cited speed and the guarantee of good funds as a reason they preferred instant payments.

The payments provider maintained impressive POS growth given heightened competition in the space

Their model proved they can include BNPL loans without hurting most consumers’ credit scores

Digital technologies are reshaping customers' in-store payment experience. Here’s what payment providers must know about in-store payment digitization trends.​

Increases digital wallet competition. Given it’s now easier to switch between different providers, digital wallets will now have to work harder to keep their users.

Holiday spend, international transactions, and non-card payments boosted growth