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But the social media platform may struggle to get its users on board unless it can differentiate the P2P service from its peers

While it still faces hurdles, the company’s finances have improved markedly—setting it up for a strong IPO in 2025

While BNPL losses remain low, consumers may be overextending themselves, making it harder for consumers to pay off their growing credit card balances

The license was approved just days after the country’s regulated market opened, making Paysafe a first mover

The EU wants to find out whether Apple’s restrictions on accessing its near-field communications (NFC) chip make it harder for rivals to develop their own mobile payment systems. What this means:. The EU is trying to reinforce its case against Apple, and the request for more information could indicate that it will soon decide whether the firm is smothering competition.

The tie-up will bring the BNPL provider to a bevy of merchants’ checkout pages—whether they like it or not

The deal highlights providers’ efforts to keep up with the growing demand for EWA

While the lawsuit may not go anywhere under Trump’s CFPB, the P2P platform’s continual fraud concerns may damage its reputation

It also includes features to minimize checkout friction as Google Pay tries to streamline the experience

The move can bring in more volume on PayPal’s cards and enhance consumer loyalty

Reported plans to launch Apple Pay and its credit card in the country could support growth plans—if it beats out stiff competition.

Retailers need to take note—not having a customer’s preferred payment method can increase cart abandonment

Despite delays, Apple can benefit from its extensive user base and merchant acceptance to build BNPL success.

We may have been a little too early with some of our predictions—rollouts for Paze and FedNow took longer than we expected

From a slew of major partnerships to our forecasts for slower user growth, we look at the biggest BNPL trends of 2024—and what they mean for 2025.

Despite rapid digitization, providers shouldn’t close their retail doors just yet

A trade war with the US will hinder economic performance in Canada this year. Ad spending overall is expected to lose the momentum gained in 2024. But many digital formats will benefit from the emphasis on return on ad spending.

Proximity mobile payment transaction value will nearly double from 2024 to 2028. And smartphone user penetration will rise from 39.3% to 45.4% in that period, per our forecast. Thanks to growing acceptance, user experience improvements, and commerce feature enhancements, spend per user will also rise. What does it mean for payment providers?

Big Tech battled Europe’s new rules in 2024: Apple opened its ecosystem to comply with DMA while Meta faced fines and scrutiny over data use and subscriptions. We can expect continued stringent regulations.

Digital wallets are solving this with passwordless checkout, which will likely become the industry norm

Big Tech will likely challenge the rule in court. Trump’s second term could also make the rule short-lived

In today’s episode of The Banking & Payments Show podcast, we talk about who the BaaS compliance crackdown will hit the most, why Walmart and Amazon will pilot pay-by-bank at checkout in 2025, and how consumer privacy will change under a second Trump administration. Join the discussion with host and Head of Business Development, Rob Rubin, and Principal Analysts Tiffani Montez and David Morris.

Apple’s long-teased buy now, pay later service is finally here, but what can it bring to an already crowded table? Our analysts unpack who may use Apple Pay Later and evaluate five of its prerelease features to see how they stack up to consumer demand.