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The inevitable shrinking of smaller FIs鈥� customer base poses a long-term sustainability challenge. And that customer base is a tempting and lucrative target for scammers. Older adults lose more than $36 billion to financial fraud every year, per data from the Better Business Bureau.

These workflow agents are autonomous only in the sense that they take the environment into consideration and adjust to previous steps rather than following a clearly defined linear path. Workflow agents may be relatively simple, but they can be tied together in systems to form complex tasks, often led by an orchestrator agent.

If you can do all of these things, I think it'll be much easier for brands to build sustainable and scalable influencer marketing strategies. Marcus Johnson (24:22):. That's all we have time for for today's episode. Thank you so much to Jasmine and Sarah for that keynote notes.

In other news: In what鈥檚 most likely a move to appease regulators, Shein this week created two independent advisory boards to help with its sustainability and corporate responsibility initiatives. The new External EST Advisory Board will inform the retailer鈥檚 ESG practices, policies, and initiatives in areas like supply chain governance, circularity, and decarbonization.

Meta, Google rake in ad dollars from Temu鈥檚 spending spree: Wall Street loves to see tech giants grow their ad revenue, but not all funding streams are sustainable. Read article. Big Tech cut jobs, hired AI leaders. Google shifts to AI ad sales and automation: The latest reorganization cuts hundreds of jobs in advertising sales and shifts resources. Google鈥檚 move emphasizes efficiency and AI reliance.

Banks might face fewer compliance burdens in these areas but could lose incentives tied to sustainability or employment initiatives. Could this actually happen?

Subscriptions can be a sustainable creator business. Consumer appetite for creator subscriptions is rising. As consumers seek more curated experiences on social media, they鈥檙e increasingly willing to pay creators to provide that.

Our take: While we expect growth in 2025 to be roughly in line with this year, the environment will be more challenging for the majority of RMNs unless they have the scale of an Amazon or Walmart鈥攐r the ability to reach unique audiences.

The shift signals mounting pressure on AI companies to establish sustainable revenue models. The company has achieved annualized revenues of $4 billion through its existing product lineup, but current AI development and training costs exceed $5 billion in yearly spending. Diversifying the pie: Attempts to build concurrent revenue streams are promising.

Access to AWS customers gives Adobe the advantage in delivering solutions directly within the environments these organizations trust and use. Conversely, partnering with Adobe enhances AWS鈥� ecosystem and attracts high-value enterprise customers who use Adobe services, which could result in wider adoption of AWS鈥� infrastructure offerings.

While some experts are comparing Bluesky鈥檚 potential to the trajectory of TikTok鈥攁 new. platform that gained momentum for its heightened candor鈥攂rands should first look out for creator success stories that facilitate platform sustainability and momentum.

The acquisition would also likely face scrutiny from antitrust regulators, although the environment for such deals is expected to be much friendlier under the incoming Trump administration than it has been during Joe Biden鈥檚 presidency.

Around the World: How sustainable are current subscription services and loyalty programs? Around the World: How digital is having an ever-increasing impact on elections. Sources. Amazon. Americanas S.A. Asociaci贸n Mexicana de Venta Online (AMVO). Cadem. C谩mara Argentina de Comercio Electr贸nico (CACE). C谩mara Colombiana de Comercio Electr贸nico (CCCE). El Puerto de Liverpool. FocusEconomics.

We'll talk about how women's sports has exploded, and if that's been sustainable because of the Caitlin Clark effect last year, and we'll talk about some of the demographics that are driving all that engagement. Today's episode all about the explosion of sports for brand engagement. All right folks, let's get into it.

The decline: Although 23andMe once stood as a darling of the biotech market, it has struggled to develop a sustainable business model and may have exhausted its customer base. 23andMe鈥檚 DNA test kits are a one-time purchase, but the company offers a $69 annual subscription for wellness tips and health planning. Its paid subscriber base dropped to 562,000 in Q4, down 640,000 YoY.

Nordic department store Boozt banned roughly 60,000 so-called 鈥渟erial returners鈥� who it claimed 鈥渆xploit high service levels of free shipping and returns at the expense of our business, other customers, and the environment.鈥� Those customers represented just 0.68% of the retailer鈥檚 total customer base, but about 20% of its returns last year.