Learn which mortgage lending market disruptors financial institutions should prepare for—and possibly leverage to attract more customers—in 2025.
Report
| Mar 27, 2025
Trump administration’s student loan crackdown couldn’t come at a worse time: Wage garnishment and loan defaults could reduce annual consumer spending by $63 billion, pressuring the strained US economy.
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| May 5, 2025
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| Apr 17, 2025
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| Apr 30, 2025
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| Apr 10, 2025
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| Mar 31, 2025
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| Mar 28, 2025
The fintech will immediately offer certain customers up to $500 in loans.
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| Mar 25, 2025
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| Mar 11, 2025
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| Mar 6, 2025
A recent survey reveals many may regret their decision to incur student debt.
Article
| Apr 30, 2025
Madwell sued by NYT for thousands in unpaid debts: The lawsuit serves as a warning and highlights the need for brands to vet the agencies they work with.
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| Apr 24, 2025
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| Mar 10, 2025
Source: AARP; NORC at the University of Chicago
Their model proved they can include BNPL loans without hurting most consumers’ credit scores
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| Feb 4, 2025
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| Jan 28, 2025
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| Jan 14, 2025
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| Feb 12, 2025
Source: CrossCountry Consulting; Ä¢¹½AV
New rule removes medical debt from credit reports: While this will help in terms of approval and interest rates for loans, relief won’t be felt until health systems stop aggressively chasing down patients’ unpaid bills.
Article
| Jan 9, 2025
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| Feb 6, 2025
Source: Federal Reserve Banks
This deviation from prior months’ trends may signify consumers are starting to pay off their debts and cut back spending
Article
| Jan 9, 2025
While BNPL losses remain low, consumers may be overextending themselves, making it harder for consumers to pay off their growing credit card balances
Article
| Jan 7, 2025
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| Jan 13, 2025
Source: Consumer Financial Protection Bureau (CFPB)
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| Jan 8, 2025
Source: Bankrate; YouGov
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| Jan 8, 2025
Source: Bankrate; YouGov
In today’s episode of The Banking & Payments Show podcast, we talk about the most (and least) impactful ways that the new Trump administration might impact the banking sector, and the unintended consequences on mortgage rates and the mortgage industry if tariffs raise the cost of consumer goods and construction materials. Join the discussion with host and Head of Business Development, Rob Rubin, economics correspondent at Politico, Victoria Guida, and our Principal Analyst, Tiffani Montez.
Audio
| Dec 10, 2024