蘑菇AV

Epic Games forced Apple to unwind App Store rules, setting a precedent that weakens Apple鈥檚 payment monopoly and threatens its fastest-growing services revenue stream.

The partnership will give the BNPL provider a boost and help it better compete against rival Affirm

This varies across types of financial products, with more consumers seeing content on credit cards and digital wallets than any other product. Still, the wide overall reach shows that social media reviews and recommendations from creators are now commonplace and effectively bring awareness to financial products.

Consumers are slowly making changes to how they pay at checkout. We look at the top seven payment methods and delve into what鈥檚 pushing forward and detracting from their growth.

They need to continue pushing the digital wallet innovation for seamless payment experiences. Recent examples include Fastlane by PayPal and Sign-in with Klarna, which allow users to check out with only one click at any of these brands鈥� merchant partners. This can reduce checkout times and increase conversion.

The company made major strategic moves during its transition year, but it may take longer for them to bear fruit

Just a third of adults in Canada will use mobile peer-to-peer (P2P) payments this year, and adoption will barely grow through 2027. Mobile banking apps and digital wallets must rethink their strategies to capture P2P users鈥攎aking the most of a population that doesn鈥檛 yet have strong P2P brand loyalty.

Its impressive growth gives Shopify a volume and cross-sell boost

Gen Z is feeling squeezed: High living costs are driving Gen Zers to spend nearly twice as much as they save, which is leading them to prioritize essentials.

US retail sales via mobile wallets are growing much faster than overall sales. To meet this demand, wallet providers must address consumer expectations and solve growth hurdles.

The explosion of softPOS is reshaping the POS landscape and forcing hardware and software providers to pivot

Digital wallets and other payment apps that handle more than 50 million transactions per year will be subject to the new rule. This will include Apple Pay, Google Wallet, PayPal, and Cash App, among others.

Given that it鈥檚 backed by banks, wero can charge lower prices than other digital wallets, giving it a competitive edge. And given the frustration from regulators and merchants alike over Visa鈥檚 and Mastercard鈥檚 fees, there is a demand for an alternative like wero. Our take: It will be a while before wero鈥檚 impact is known. The wallet only offers peer-to-peer (P2P) transactions.

Remittances represent a large share of global payments and will keep growing鈥攁lthough at a flat rate. Traditional money transfer organizations have to fight harder for a share of the prize as digital-only entrants have stepped up the competition.

They have higher customer satisfaction rates, adding to the competitive pressures

The expanded partnership boosts merchant acceptance for both Fastlane and Pay with Venmo

Partnering with a major BNPL player like Klarna could help Mastercard catch up to Visa鈥檚 head start

How we got here: A year ago, the CFPB proposed supervising large digital wallets and payment apps like it does banks and credit unions, arguing the lines have blurred between Big Tech and finance. This proposal was met with fierce opposition from Big Tech. It鈥檚 unclear whether this reported move is part of this broader effort, or if the agency has specific concerns around Google鈥檚 financial products.

The BNPL provider expanded its merchant network and pushed in-store. A potential Apple Pay deal could help raise its profile

While meme coins don鈥檛 have a long-term future as a payment method, there is growing momentum for stablecoin crypto payments

PYUSD has struggled to gain significant adoption. The Trump admin could change that