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Consumers aren鈥檛 ready to quit cash yet: The shift to digital delivery of services hasn鈥檛 relieved banks of their duty to manage cash鈥攑articularly if they鈥檙e seeking to win over cash-carrying millennials and Gen Zers.

Read our article 鈥淗ow banks can leverage Gen Z鈥檚 growing 鈥榗补蝉丑 stuffing鈥� trend鈥� to learn more.

Consumers will be able to make in-store proximity payments through the PayPal app anywhere that accepts Mastercard contactless payments. Consumers will also be able to use PayPal鈥檚 Pay Later solution in stores and activate offers in the PayPal app to earn cash back.

What it means for Oura: Oura is linking up with Dexcom at a time when the company's cash infusion and marketing prowess will likely come in handy as the smart wearable maker looks to reach more customers鈥�80 million Americans currently use a health-related smart wearable, a figure that鈥檚 projected to rise to just over 88 million in 2027, per our forecast.

While that might be an affordable cost for companies, the average household is not likely to hand over that much cash for a household aide. Our take: While humanoid robots are proving their worth in factories, everyday interactions with families will be an entirely different experience.

A former schoolteacher from Texas got back just $500 of the more than $282,000 she had deposited in fintech app Yotta, which was partnered with Evolve. Some Evolve customers received less than $1 on deposits over $10,000.

Customers that need 鈥渋nstant鈥� cash advances likely have less cash available than customers who don鈥檛. Surprising such customers with hidden fees misses the mark and was likely to result in negative PR.

The news: Salesforce is acquiring data management firm Own for $1.9 billion in cash, its largest deal since it purchased Slack for $27.7 billion in 2021. Own鈥檚 expertise in data backup, disaster recovery, and software-as-a-service (SaaS) app data management aligns with Salesforce鈥檚 growing focus on secure and resilient data services at a time of escalating cybersecurity threats.

Amazon Fresh is offering shoppers 鈥淕ame Day Groceries鈥� deals, such as $3.99 frozen apps like TGI Fridays spinach and artichoke cheese dip and 3 for $12 snacks like party-size bags of Doritos and Tostitos salsa. Walmart is featuring a 鈥淕ame Day鈥� discount bundle that aims to serve up to eight people for about $8 per person.

A receipt-scanning feature in the E.l.f. app helps facilitate the feature and drives repeat usage. And for reward redemption, the brand recognizes member feedback with options including cash payouts via Venmo or PayPal and gift cards from Amazon, Target, Walmart, and Visa. Consumers seek a smoother path to rewards and expanded options for redemption.

I thought this is the proximity payments generation and now what they really want is cash. Help me. Tiffani Montez:. They want to cash out their Venmo app is what they want. Rob Rubin:. Is that right? Tiffani Montez:. No. Rob Rubin:. I don't know. Tiffani Montez:. I mean, I don't know. Lauren Ashcraft:.

The new rule covers funds sent via bank transfers, but it doesn鈥檛 include cash, check, or card payments. Banks are allowed but aren鈥檛 required to charge customers a 拢100 fee for each fraud claim. The fee is meant to help them recoup the time and money spent investigating claims.

The news: TikTok has been testing new ad formats, first with on-screen stickers promoting the Super Bowl and then with the recent launch of TikTok Trivia, a livestreamed event where viewers can win cash prizes for correct answers. The events have their own pages within the app that users can access by clicking on a sticker at the top-left of the screen.

Microsoft may have failed to capitalize on the smartphone and mobile app explosion of the past decade, but investments in cloud computing and generative AI (genAI) anchor its future expansion. Microsoft鈥檚 recent bets pay off: The company鈥檚 AI earnings now top $13 billion annually, up sharply YoY, bringing in more revenues than AI leader and partner OpenAI.

Encourage a subscription audit: Prompt customers to review their bank statements or budgeting apps for recurring charges. Remind them of the value of canceling unused subscriptions, and make sure they know about the automated tools their FI offers.

A revamped Global Seller Center site and app provide onboarding for eligible sellers in any market so they can sell internationally. Walmart Marketplace Capital is offering qualified sellers cash advances to help them scale during the holidays.

That includes hyper-personalized suggestions based on purchase history and cash flow. Consumer and merchant adoption will open new revenue doors for payment providers. GenAI can increase personalization and reduce friction at checkout. These are some of the most wanted retail innovations among consumers worldwide.

Despite businesses鈥� dissatisfaction with borrowing costs, 87% say they have good credit access, with a high approval rate (86%) for recent credit applications. But customers with debt showed markedly lower satisfaction, which could indicate increased stress due to the greater economic pressures they face. Which bank performed best?

By the numbers: Remittance recipients rely on both digital and in-person avenues to collect their money. 44% of remittance senders said their friends or family receive transfers directly to a bank account, per a MoneyGram survey conducted in June 2024. 38% said they receive the money in an app or digital wallet. And 38% said they receive the remittance at a walk-in location.

BNPL providers approved 79% of applications in 2022 thanks to counteroffers for subprime borrowers

Robust features on brand mobile apps drive loyalty. E.l.f. Cosmetics鈥攔anked the most popular cosmetics brand among US teens in Piper Sandler鈥檚 Fall 2022 study鈥攈as 4 million members on its app鈥檚 loyalty program. Members can use the app to gain points and redeem them for rewards, such as cash deposits to Venmo accounts and NFTs.

Digital payments eliminate the need for cash or credit cards in-store. Consumers are rapidly adopting in-store digital payments. Adoption of retail app payments, Apple Pay, and BNPL for in-store payments has steadily increased over the past three years, according to our Bizrate Insights survey.

And the bank uses AI to offer automated spreadsheets, aggregated data, scored applications, and document packages. It also plans to offer SMBs the ability to forecast cash flows across accounts and perform competitive benchmarking. Largest share of budget: Radio works best in the Washington, D.C. and Baltimore metropolitan markets during work-week commuting drive time.

颁辞蝉尘别迟颈肠蝉鈥� mobile app for its Beauty Squad program incorporates two features: receipt scanning for non-app purchases, to ensure that members can obtain rewards wherever they shop for the brand鈥檚 products; and an innovative personalized reward system with options including cash payouts via Venmo or PayPal and gift cards from Chipotle, Amazon, Target, and others.

Ultrafast delivery app downloads exploded worldwide during the pandemic. The top 10 apps in this space were downloaded 23.1 million times collectively in Q1 2022, according to Apptopia. Getir leads by a wide margin, ahead of rivals like Gopuff and Gorillas.