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Financial Services

The company is trying to cut costs as it focuses on profitability ahead of going public

After facing regulatory scrutiny for some major missteps, it plans to focus on other areas of business—and that’s one less lender in the shrinking student loan market.

In preparation for impending changes to data sharing in the US, banks have been executing on strategies aimed at positioning them competitively.

A private Swiss bank’s stock price dropped drastically after it disclosed a significant exposure to a troubled client—and social media amplified the news.

Winning Gen Zers’ deposits will depend on capturing their attention and trust early in the customer journey. At the discovery and consideration stages, Gen Zers’ habits are very different than those of other generations, per our inaugural survey of 1,488 US banking consumers. That means banks must rethink their marketing strategies to best appeal to this generation’s preferences.

Customers want more transparency in banks’ lending decision-making processes and more control over the data that factors into them.

YouTube is the top social media platform that US Gen Z consumers turn to for banking information, per our survey.

This time, it’s the former CEO of the world’s largest bitcoin and altcoin crypto exchange.

Consumers are turning to the payment method to mitigate financial pressures this holiday season, but overextension concerns persist

This Banking & Payments Show episode explores new cash-back credit card features and their appeal. We discuss a CNBC article on merchant rewards, highlight a feature 58% of consumers find extremely valuable, and debate the merits of these features versus more cash-back rewards.

We capture how payment providers are innovating to meet new preferences and capture this vital volume in four trends

This could make it harder for riskier consumers to get approved for credit cards in the future

Its expansion reflects a financial sector trend of finding new modes for profit generation amid market volatility.

Showing card account info takes away an important touchpoint for banks and puts Apple at the center of the relationship

JPMorgan and Capital One dominated the top spots across all categories, demonstrating their investment in expert staff.

Financial institutions will need to jump through some hoops to attract these young adults and build long-term relationships with them.

On today’s podcast episode, we discuss the future of the bank branch. • In our “Headlines” segment, we chat about why banks are closing so many branches and how consumers want more digital experiences. • In “Story by Numbers,” we explain what Curinos defines as branch share and why it used to account for more primary new accounts than it does today. We also discuss the value of closing a branch in order to save operating expenses in a low-rate versus high-rate environment. • In “Pretend CEO,” we look at regional banks and their deposit portfolios in a high-rate environment. Listen to the discussion with host Rob Rubin and Curinos director Andrew Hovet.