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Financial Services

Partnership negotiations will have to deal with the program’s list of hurdles

The enforcement action provides closure that could help boost the P2P app’s customer satisfaction in the long run

In today’s episode of The Banking & Payments Show podcast, we talk about who the BaaS compliance crackdown will hit the most, why Walmart and Amazon will pilot pay-by-bank at checkout in 2025, and how consumer privacy will change under a second Trump administration. Join the discussion with host and Head of Business Development, Rob Rubin, and Principal Analysts Tiffani Montez and David Morris.

They’re designing their own pathways toward achieving financial goals and could use banks’ expertise.

BNPL providers approved 79% of applications in 2022 thanks to counteroffers for subprime borrowers

The tie-up brings Klarna to more merchants' checkout pages without the need for individual merchant partnerships, helping it save time and money and more quickly ramp up its payments volume

The launch will bring a needed boost to the industry, which has struggled to win over consumers and merchants

We examine why this likely doesn’t mean banks are losing customers to their digital competitors.

But the solution may struggle to gain traction given consumers’ unreadiness to adopt the technology