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Tailored to your unique retail and e-commerce businesses, these one-on-one sessions provide a deeper understanding of the most relevant and timely research of affecting your growth goals. Visit insiderintelligence.com/analystaccess to find out how you can book interactive presentations on retail media, CPGs, and more. Jenna McNamee:. Incumbent banks especially.

At the end of 2023, Western Union opened 100 new retail locations in Europe. It plans to "significantly expand鈥� its locations through 2025. Why this matters: Brick-and-mortar stores can also help Western Union better meet customer expectations. 蘑菇AV 38% of remittance customers said they receive their remittances at a walk-in location, per a MoneyGram survey conducted in June 2024.

The news: Apple proposed letting third-party mobile wallet and payment providers access the iPhone鈥檚 near-field communication (NFC) capabilities in the European Union, per a European Commission press release. The concession is meant to address a European Commission antitrust investigation against Apple.

Ecommerce players should prepare for volatility to continue, especially in categories where cost and timing are critical to conversion and customer satisfaction. Retailers that can pivot quickly, diversify fulfillment hubs, or highlight locally made products will be better positioned to absorb shocks.

That鈥檚 forcing them to walk a fine line: absorb those costs or pass them along to shoppers without losing volume. With consumer price sensitivity on the rise, many are tightening operations, shedding complexity, and concentrating on their most profitable segments.

Divide between AI industry, enterprise execs: The Software Alliance, DOT Europe, AmCham EU, and the Computer & Communications Industry Association urged the EU to extend the AI Act compliance deadline in an October open letter, but no extension has been given.

Users will earn up to 0.1% cash back on purchases in Europe and 1% everywhere elsewhere. It also offers 拢10,000 ($12,322.42) in annual purchase protection. Travel perks include up to 拢5,000 ($6,161.21) a year in trip cancellation reimbursements, global medical emergency coverage, and access to more than 1,400 airport lounges.

The news: The European Central Bank (ECB) opened applications for vendors to provide services related to a potential digital euro. The ECB is hiring for risk and fraud management, an app and SDK, offline solutions, secure exchange of payment data, and alias lookup. The framework budget for these five services totals $1.2 billion. Settlement systems will be sourced internally.

The arrangement now covers multiple regions, including North America, South America, select European markets, and Asia-Pacific regions. Originally announced at CES in January, the integration permits marketers to easily incorporate Pinterest data via LiveRamp's platform to enhance ad measurement and analytics.

It鈥檚 also re-branding its identity: Klarna鈥檚 spokespeople refer to the company as a neobank rather than a "payments network and shopping assistant," per The Financial Times. Klarna is also pivoting into even more diverse services, like phone service. This will help create a more integrated super app experience, increasing customer stickiness and opening new revenue avenues.

In this report, we explore the world鈥檚 top region for retail and ecommerce, Asia-Pacific. Read on for a closer look at the markets in China, India, the Philippines, and more.

We look at how adjusted pricing, launching in new categories and markets, and growing its debit card made this possible